Arkansas · HMDA 2025
Mortgage lenders in Monroe County, AR
51 lenders reported 146 home-loan applications in Monroe County in 2025. 41 closed as loans ($5.8M), 72 were denied — a 61.5% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 30% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 146
- Loans originated
- 41
- Purchase / refinance
- 24 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 16.4% | — |
| 2 | 21st Mortgage Corporation | 10 | 6.8% | — |
| 3 | Arvest Bank 57 out of 100, Moderate | 10 | 6.8% | 18.5% |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 5.5% | 74.7% |
| 5 | Cadence Bank | 8 | 5.5% | — |
| 6 | Rocket Mortgage, LLC | 7 | 4.8% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 6 | 4.1% | — |
| 8 | AmeriSave Mortgage Corporation | 5 | 3.4% | — |
| 9 | Southern Bancorp Bank 61 out of 100, Moderate | 5 | 3.4% | 12.4% |
| 10 | Broker Solutions, Inc. | 3 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 2.1% | — |
| 13 | FIRSTTRUST HOME LOANS, INC. | 3 | 2.1% | — |
| 14 | The Farmers & Merchants Bank 67 out of 100, Moderate | 3 | 2.1% | 14.9% |
| 15 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 3 | 2.1% | 31.7% |
| 16 | First National Bank of Eastern Arkansas 72 out of 100, Strong | 3 | 2.1% | 1.0% |
| 17 | Discover Bank | 2 | 1.4% | — |
| 18 | Regions Bank 64 out of 100, Moderate | 2 | 1.4% | 43.1% |
| 19 | Cross Bank 54 out of 100, Below average | 2 | 1.4% | 1.2% |
| 20 | PLANET HOME LENDING, LLC | 2 | 1.4% | — |
| 21 | PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | 1.4% | — |
| 22 | UNITED BUILT HOMES, L.L.C. | 2 | 1.4% | — |
| 23 | Centennial Bank 79 out of 100, Strong | 2 | 1.4% | 23.4% |
| 24 | NEWREZ LLC | 1 | 0.7% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 1 | 0.7% | — |
| 29 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.7% | 33.8% |
| 32 | Mortgage Research Center, LLC | 1 | 0.7% | — |
| 33 | Signature Bank of Arkansas 67 out of 100, Moderate | 1 | 0.7% | 4.0% |
| 34 | MidFirst Bank 34 out of 100, Low | 1 | 0.7% | 16.3% |
| 35 | FIGURE LENDING LLC | 1 | 0.7% | — |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.7% | — |
| 37 | Armor Bank | 1 | 0.7% | — |
| 38 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 0.7% | — |
| 39 | Bank of England 57 out of 100, Moderate | 1 | 0.7% | 8.4% |
| 40 | NATIONSTAR MORTGAGE LLC | 1 | 0.7% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps