Arkansas · HMDA 2025
Mortgage lenders in Perry County, AR
86 lenders reported 489 home-loan applications in Perry County in 2025. 216 closed as loans ($36.3M), 111 were denied — a 32.0% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 21% of applications, led by ARKANSAS Federal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 489
- Loans originated
- 216
- Purchase / refinance
- 119 / 60
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 37 | 7.6% | 31.7% |
| 2 | Arvest Bank 57 out of 100, Moderate | 34 | 7.0% | 18.5% |
| 3 | 21st Mortgage Corporation | 33 | 6.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 5.7% | — |
| 5 | Rocket Mortgage, LLC | 27 | 5.5% | — |
| 6 | Centennial Bank 79 out of 100, Strong | 26 | 5.3% | 23.4% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 21 | 4.3% | — |
| 8 | The Farmers & Merchants Bank 67 out of 100, Moderate | 18 | 3.7% | 14.9% |
| 9 | Mortgage Research Center, LLC | 16 | 3.3% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 15 | 3.1% | — |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 3.1% | 74.7% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 2.5% | 39.5% |
| 13 | Bank OZK 76 out of 100, Strong | 12 | 2.5% | 37.8% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.6% | — |
| 16 | First Security Bank 92 out of 100, Very strong | 7 | 1.4% | 6.6% |
| 17 | FIRSTTRUST HOME LOANS, INC. | 7 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 7 | 1.4% | — |
| 19 | Fairway Independent Mortgage Corporation | 6 | 1.2% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 6 | 1.2% | 43.1% |
| 21 | Chambers Bank 81 out of 100, Strong | 6 | 1.2% | 11.0% |
| 22 | PHH Mortgage Corporation | 6 | 1.2% | — |
| 23 | Simmons Bank 60 out of 100, Moderate | 6 | 1.2% | 26.5% |
| 24 | NEWREZ LLC | 5 | 1.0% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.0% | 14.1% |
| 26 | Broker Solutions, Inc. | 5 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 5 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 5 | 1.0% | — |
| 29 | Farm Credit Services of Western Arkansas, ACA | 5 | 1.0% | — |
| 30 | SUCCESS LENDING, LLC | 5 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 32 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 33 | AMERICAN FINANCING CORPORATION | 4 | 0.8% | — |
| 34 | First Community Bank 62 out of 100, Moderate | 4 | 0.8% | 6.5% |
| 35 | Truist Bank 63 out of 100, Moderate | 3 | 0.6% | 40.8% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 37 | Discover Bank | 3 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 40 | TELCOE FEDERAL CREDIT UNION 89 out of 100, Very strong | 3 | 0.6% | 4.2% |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps