Iowa · HMDA 2025
Mortgage lenders in Davis County, IA
55 lenders reported 183 home-loan applications in Davis County in 2025. 102 closed as loans ($15.2M), 33 were denied — a 22.9% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 31% of applications, led by COMMUNITY 1ST CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 183
- Loans originated
- 102
- Purchase / refinance
- 48 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 35 | 19.1% | 15.4% |
| 2 | Rocket Mortgage, LLC | 11 | 6.0% | — |
| 3 | Mortgage Research Center, LLC | 11 | 6.0% | — |
| 4 | 21st Mortgage Corporation | 8 | 4.4% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 4.4% | 39.5% |
| 6 | Empeople Credit Union 58 out of 100, Moderate | 8 | 4.4% | 25.7% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 7 | 3.8% | — |
| 8 | WEST GATE BANK 72 out of 100, Strong | 6 | 3.3% | 4.8% |
| 9 | BMO Bank National Association 83 out of 100, Strong | 5 | 2.7% | 40.5% |
| 10 | Loandepot.Com, LLC | 4 | 2.2% | — |
| 11 | Broker Solutions, Inc. | 4 | 2.2% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.2% | — |
| 13 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 4 | 2.2% | 11.2% |
| 14 | NEWREZ LLC | 3 | 1.6% | — |
| 15 | The Federal Savings Bank 51 out of 100, Below average | 3 | 1.6% | 19.1% |
| 16 | PLANET HOME LENDING, LLC | 3 | 1.6% | — |
| 17 | Bank Iowa 54 out of 100, Below average | 3 | 1.6% | 10.7% |
| 18 | NEW DAY FINANCIAL, LLC | 3 | 1.6% | — |
| 19 | PHH Mortgage Corporation | 3 | 1.6% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 3 | 1.6% | 3.0% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 2 | 1.1% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.1% | — |
| 25 | Bank Northwest 77 out of 100, Strong | 2 | 1.1% | 12.5% |
| 26 | ENDEAVOR CAPITAL, LLC. | 2 | 1.1% | — |
| 27 | Farm Credit Mid-America | 2 | 1.1% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.1% | — |
| 30 | RESIDENTIAL MORTGAGE NETWORK, INC. | 2 | 1.1% | — |
| 31 | GREENSTATE Credit Union 50 out of 100, Below average | 2 | 1.1% | 10.1% |
| 32 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 1.1% | 9.1% |
| 33 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 35 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 36 | SPRING EQ, LLC | 1 | 0.5% | — |
| 37 | GO MORTGAGE, LLC | 1 | 0.5% | — |
| 38 | First State Bank 75 out of 100, Strong | 1 | 0.5% | 0.5% |
| 39 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 40 | Blackhawk Bank & Trust 76 out of 100, Strong | 1 | 0.5% | 12.4% |
Top 40 of 55 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps