Iowa · HMDA 2025
Mortgage lenders in Decatur County, IA
52 lenders reported 218 home-loan applications in Decatur County in 2025. 131 closed as loans ($15.0M), 33 were denied — a 19.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 27% of applications, led by BTC BANK. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 218
- Loans originated
- 131
- Purchase / refinance
- 74 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Decatur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BTC BANK 60 out of 100, Moderate | 27 | 12.4% | 7.3% |
| 2 | Rocket Mortgage, LLC | 16 | 7.3% | — |
| 3 | American State Bank 83 out of 100, Strong | 16 | 7.3% | 2.1% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 6.9% | 39.5% |
| 5 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 12 | 5.5% | 15.4% |
| 6 | Broker Solutions, Inc. | 11 | 5.0% | — |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 9 | 4.1% | 11.2% |
| 8 | BMO Bank National Association 83 out of 100, Strong | 8 | 3.7% | 40.5% |
| 9 | Mortgage Research Center, LLC | 7 | 3.2% | — |
| 10 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 3.2% | — |
| 11 | First Interstate Bank 62 out of 100, Moderate | 7 | 3.2% | 29.4% |
| 12 | NEWREZ LLC | 6 | 2.8% | — |
| 13 | GREENSTATE Credit Union 50 out of 100, Below average | 6 | 2.8% | 10.1% |
| 14 | Community Choice Credit Union | 5 | 2.3% | — |
| 15 | First National Bank, Ames, Iowa 60 out of 100, Moderate | 5 | 2.3% | 14.3% |
| 16 | Fairway Independent Mortgage Corporation | 4 | 1.8% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.8% | — |
| 18 | WEST GATE BANK 72 out of 100, Strong | 4 | 1.8% | 4.8% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 3 | 1.4% | — |
| 21 | MARINE CREDIT UNION 53 out of 100, Below average | 3 | 1.4% | 44.9% |
| 22 | GUILD MORTGAGE COMPANY | 2 | 0.9% | — |
| 23 | Premier Credit Union 51 out of 100, Below average | 2 | 0.9% | 13.8% |
| 24 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.9% | 21.3% |
| 25 | HOMESERVICES LENDING, LLC | 2 | 0.9% | — |
| 26 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 0.9% | — |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.9% | — |
| 28 | BETTER MORTGAGE CORPORATION | 2 | 0.9% | — |
| 29 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 0.9% | 9.1% |
| 30 | Coastal Community Bank 35 out of 100, Low | 2 | 0.9% | 3.0% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 33 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 35 | Citadel Servicing Corporation | 1 | 0.5% | — |
| 36 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 1 | 0.5% | 18.2% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 38 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 39 | Fidelity Bank 52 out of 100, Below average | 1 | 0.5% | 2.6% |
| 40 | COMPEER FINANCIAL, FLCA | 1 | 0.5% | — |
Top 40 of 52 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps