Iowa · HMDA 2025
Mortgage lenders in Des Moines County, IA
112 lenders reported 885 home-loan applications in Des Moines County in 2025. 508 closed as loans ($75.9M), 154 were denied — a 22.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 31% of applications, led by Two Rivers Bank & Trust. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 885
- Loans originated
- 508
- Purchase / refinance
- 300 / 127
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Des Moines County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Two Rivers Bank & Trust | 124 | 14.0% | — |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 90 | 10.2% | — |
| 3 | Rocket Mortgage, LLC | 62 | 7.0% | — |
| 4 | Plains Commerce Bank 59 out of 100, Moderate | 43 | 4.9% | 10.0% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 39 | 4.4% | 39.5% |
| 6 | Mortgage Research Center, LLC | 34 | 3.8% | — |
| 7 | GREENSTATE Credit Union 50 out of 100, Below average | 31 | 3.5% | 10.1% |
| 8 | MidWestOne Bank | 29 | 3.3% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.6% | — |
| 10 | AmeriSave Mortgage Corporation | 20 | 2.3% | — |
| 11 | NEWREZ LLC | 18 | 2.0% | — |
| 12 | PLANET HOME LENDING, LLC | 18 | 2.0% | — |
| 13 | RUHL MORTGAGE, LLC | 16 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 14 | 1.6% | — |
| 15 | First Interstate Bank 62 out of 100, Moderate | 14 | 1.6% | 29.4% |
| 16 | 21st Mortgage Corporation | 13 | 1.5% | — |
| 17 | Loandepot.Com, LLC | 13 | 1.5% | — |
| 18 | Broker Solutions, Inc. | 13 | 1.5% | — |
| 19 | AIM Credit Union 79 out of 100, Strong | 12 | 1.4% | 4.5% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.1% | — |
| 21 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 10 | 1.1% | 14.5% |
| 22 | Coastal Community Bank 35 out of 100, Low | 10 | 1.1% | 3.0% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.0% | 14.1% |
| 24 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 9 | 1.0% | 15.4% |
| 25 | First Federal Bank 50 out of 100, Below average | 9 | 1.0% | 13.5% |
| 26 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.8% | 22.2% |
| 29 | GUILD MORTGAGE COMPANY | 7 | 0.8% | — |
| 30 | GERSHMAN INVESTMENT CORP. | 7 | 0.8% | — |
| 31 | NEW DAY FINANCIAL, LLC | 7 | 0.8% | — |
| 32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | 0.8% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.7% | 37.2% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 37 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 5 | 0.6% | 11.2% |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 0.6% | — |
| 39 | Regions Bank 64 out of 100, Moderate | 4 | 0.5% | 43.1% |
| 40 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 4 | 0.5% | 8.4% |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps