Iowa · HMDA 2025
Mortgage lenders in Dickinson County, IA
147 lenders reported 843 home-loan applications in Dickinson County in 2025. 578 closed as loans ($215.2M), 66 were denied — a 10.0% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 48% of applications, led by Northwest Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 843
- Loans originated
- 578
- Purchase / refinance
- 289 / 158
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dickinson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 70 out of 100, Strong | 277 | 32.9% | 6.0% |
| 2 | Central Bank 65 out of 100, Moderate | 95 | 11.3% | 5.5% |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 33 | 3.9% | — |
| 4 | Rocket Mortgage, LLC | 29 | 3.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 26 | 3.1% | — |
| 6 | Bank Midwest 69 out of 100, Moderate | 22 | 2.6% | 5.3% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 2.1% | 39.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.8% | — |
| 9 | American State Bank 66 out of 100, Moderate | 15 | 1.8% | 4.7% |
| 10 | GREENSTATE Credit Union 50 out of 100, Below average | 13 | 1.5% | 10.1% |
| 11 | Mortgage Research Center, LLC | 11 | 1.3% | — |
| 12 | NEWREZ LLC | 8 | 0.9% | — |
| 13 | FIRST COLONY MORTGAGE CORPORATION | 8 | 0.9% | — |
| 14 | Primebank 61 out of 100, Moderate | 8 | 0.9% | 4.2% |
| 15 | FREEDOM MORTGAGE CORPORATION | 8 | 0.9% | — |
| 16 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 8 | 0.9% | 11.2% |
| 17 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 0.9% | 10.0% |
| 18 | Loandepot.Com, LLC | 7 | 0.8% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.8% | — |
| 20 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 7 | 0.8% | 15.7% |
| 21 | V.I.P. MORTGAGE, INC. | 7 | 0.8% | — |
| 22 | Broker Solutions, Inc. | 6 | 0.7% | — |
| 23 | Peoples Bank 69 out of 100, Moderate | 6 | 0.7% | 11.1% |
| 24 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | 0.7% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.6% | 14.1% |
| 26 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 27 | PLANET HOME LENDING, LLC | 5 | 0.6% | — |
| 28 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.6% | — |
| 29 | SIOUXLAND FEDERAL CREDIT UNION 75 out of 100, Strong | 4 | 0.5% | 16.6% |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
| 31 | First Dakota National Bank 72 out of 100, Strong | 4 | 0.5% | 4.8% |
| 32 | First PREMIER Bank 85 out of 100, Very strong | 4 | 0.5% | 18.8% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 35 | AmeriSave Mortgage Corporation | 3 | 0.4% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.4% | 44.7% |
| 37 | Premier Credit Union 51 out of 100, Below average | 3 | 0.4% | 13.8% |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.4% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.4% | — |
| 40 | Frontier Bank 67 out of 100, Moderate | 3 | 0.4% | 3.7% |
Top 40 of 147 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps