Iowa · HMDA 2025
Mortgage lenders in Hardin County, IA
97 lenders reported 492 home-loan applications in Hardin County in 2025. 301 closed as loans ($38.3M), 83 were denied — a 20.9% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 22% of applications, led by VERIDIAN CREDIT UNION. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 492
- Loans originated
- 301
- Purchase / refinance
- 179 / 76
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 39 | 7.9% | 11.2% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 35 | 7.1% | — |
| 3 | Green Belt Bank & Trust 71 out of 100, Strong | 35 | 7.1% | 7.6% |
| 4 | GNB BANK 76 out of 100, Strong | 30 | 6.1% | 6.1% |
| 5 | Rocket Mortgage, LLC | 26 | 5.3% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 24 | 4.9% | 10.1% |
| 7 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 19 | 3.9% | 8.4% |
| 8 | Mortgage Research Center, LLC | 18 | 3.7% | — |
| 9 | PEOPLES SAVINGS BANK | 14 | 2.8% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.0% | — |
| 12 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 2.0% | — |
| 13 | Community Choice Credit Union | 9 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 9 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 8 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 7 | 1.4% | — |
| 17 | AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | 1.4% | — |
| 18 | NEWREZ LLC | 6 | 1.2% | — |
| 19 | GUILD MORTGAGE COMPANY | 6 | 1.2% | — |
| 20 | MARINE CREDIT UNION 53 out of 100, Below average | 6 | 1.2% | 44.9% |
| 21 | WEST GATE BANK 72 out of 100, Strong | 6 | 1.2% | 4.8% |
| 22 | SPRING EQ, LLC | 5 | 1.0% | — |
| 23 | Exchange State Bank 71 out of 100, Strong | 5 | 1.0% | 1.8% |
| 24 | FIGURE LENDING LLC | 5 | 1.0% | — |
| 25 | LAND HOME FINANCIAL SERVICES, INC. | 5 | 1.0% | — |
| 26 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 5 | 1.0% | 21.3% |
| 27 | PLAZA HOME MORTGAGE, INC. | 5 | 1.0% | — |
| 28 | DUPACO COMMUNITY | 5 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 5 | 1.0% | 3.0% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.8% | 39.5% |
| 32 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 33 | Alerus Financial, National Association 70 out of 100, Strong | 4 | 0.8% | 10.1% |
| 34 | CONSUMER REAL ESTATE FINANCE CO. | 4 | 0.8% | — |
| 35 | LOWER, LLC | 4 | 0.8% | — |
| 36 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 4 | 0.8% | 9.1% |
| 37 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 38 | Premier Credit Union 51 out of 100, Below average | 3 | 0.6% | 13.8% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps