Iowa · HMDA 2025
Mortgage lenders in Ida County, IA
45 lenders reported 167 home-loan applications in Ida County in 2025. 121 closed as loans ($15.2M), 16 were denied — a 11.4% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 52% of applications, led by United Bank of Iowa. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 167
- Loans originated
- 121
- Purchase / refinance
- 66 / 37
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ida County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank of Iowa 73 out of 100, Strong | 45 | 26.9% | 21.4% |
| 2 | The Shelby County State Bank | 33 | 19.8% | — |
| 3 | Rocket Mortgage, LLC | 9 | 5.4% | — |
| 4 | Central Bank 65 out of 100, Moderate | 9 | 5.4% | 5.5% |
| 5 | AmeriSave Mortgage Corporation | 5 | 3.0% | — |
| 6 | IOWA BANKERS MORTGAGE CORPORATION | 5 | 3.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.4% | — |
| 8 | Mortgage Research Center, LLC | 3 | 1.8% | — |
| 9 | Flanagan State Bank 67 out of 100, Moderate | 3 | 1.8% | 14.2% |
| 10 | Bank Iowa 54 out of 100, Below average | 3 | 1.8% | 10.7% |
| 11 | GREENSTATE Credit Union 50 out of 100, Below average | 3 | 1.8% | 10.1% |
| 12 | CMG MORTGAGE, INC. | 2 | 1.2% | — |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.2% | 22.2% |
| 14 | Loandepot.Com, LLC | 2 | 1.2% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.2% | — |
| 16 | GUARANTEED RATE, INC. | 2 | 1.2% | — |
| 17 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 2 | 1.2% | 15.7% |
| 18 | Primebank 61 out of 100, Moderate | 2 | 1.2% | 4.2% |
| 19 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 1.2% | 11.2% |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.2% | — |
| 21 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.2% | 37.2% |
| 22 | Coastal Community Bank 35 out of 100, Low | 2 | 1.2% | 3.0% |
| 23 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.6% | 31.6% |
| 24 | NEWREZ LLC | 1 | 0.6% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 27 | SPRING EQ, LLC | 1 | 0.6% | — |
| 28 | FNB Bank 91 out of 100, Very strong | 1 | 0.6% | 12.5% |
| 29 | Connexus Credit Union 37 out of 100, Low | 1 | 0.6% | 60.0% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 31 | IOWA TRUST & SAVINGS BANK 63 out of 100, Moderate | 1 | 0.6% | 13.3% |
| 32 | Midstates Bank, National Association 79 out of 100, Strong | 1 | 0.6% | 2.0% |
| 33 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 34 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.6% | 5.8% |
| 35 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 36 | Farm Credit Mid-America | 1 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 1 | 0.6% | — |
| 39 | Availa Bank 65 out of 100, Moderate | 1 | 0.6% | 5.3% |
| 40 | V.I.P. MORTGAGE, INC. | 1 | 0.6% | — |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps