Iowa · HMDA 2025
Mortgage lenders in Mitchell County, IA
45 lenders reported 150 home-loan applications in Mitchell County in 2025. 93 closed as loans ($14.2M), 22 were denied — a 19.0% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 41% of applications, led by CUSB Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 150
- Loans originated
- 93
- Purchase / refinance
- 67 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mitchell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CUSB Bank 74 out of 100, Strong | 43 | 28.7% | 12.0% |
| 2 | Mortgage Research Center, LLC | 9 | 6.0% | — |
| 3 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | 6.0% | — |
| 4 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 8 | 5.3% | 11.2% |
| 5 | Broker Solutions, Inc. | 6 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 6 | 4.0% | — |
| 7 | NEWREZ LLC | 5 | 3.3% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 3.3% | 39.5% |
| 9 | AmeriSave Mortgage Corporation | 4 | 2.7% | — |
| 10 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 2.7% | — |
| 11 | Loandepot.Com, LLC | 3 | 2.0% | — |
| 12 | SECURITY STATE BANK | 3 | 2.0% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.3% | — |
| 14 | SPRING EQ, LLC | 2 | 1.3% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.3% | — |
| 16 | HomeTown Bank 64 out of 100, Moderate | 2 | 1.3% | 4.2% |
| 17 | PLANET HOME LENDING, LLC | 2 | 1.3% | — |
| 18 | Alerus Financial, National Association 70 out of 100, Strong | 2 | 1.3% | 10.1% |
| 19 | Farm Credit Mid-America | 2 | 1.3% | — |
| 20 | Bankers' Bank 69 out of 100, Moderate | 2 | 1.3% | 13.0% |
| 21 | FREEDOM MORTGAGE CORPORATION | 2 | 1.3% | — |
| 22 | Bank Iowa 54 out of 100, Below average | 2 | 1.3% | 10.7% |
| 23 | Fidelity Bank & Trust 55 out of 100, Moderate | 2 | 1.3% | 4.5% |
| 24 | GREENSTATE Credit Union 50 out of 100, Below average | 2 | 1.3% | 10.1% |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.7% | 33.8% |
| 28 | New Market Bank 74 out of 100, Strong | 1 | 0.7% | 2.1% |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
| 30 | First Bank 78 out of 100, Strong | 1 | 0.7% | 2.4% |
| 31 | NATIONSTAR MORTGAGE LLC | 1 | 0.7% | — |
| 32 | Luana Savings Bank 70 out of 100, Strong | 1 | 0.7% | 2.8% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.7% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 0.7% | — |
| 35 | NEW DAY FINANCIAL, LLC | 1 | 0.7% | — |
| 36 | Frontier Bank 67 out of 100, Moderate | 1 | 0.7% | 3.7% |
| 37 | BoxCar Mortgage, LLC | 1 | 0.7% | — |
| 38 | DUPACO COMMUNITY | 1 | 0.7% | — |
| 39 | Northview Bank 74 out of 100, Strong | 1 | 0.7% | 23.1% |
| 40 | Bell Bank 59 out of 100, Moderate | 1 | 0.7% | 7.1% |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps