Iowa · HMDA 2025
Mortgage lenders in Ringgold County, IA
50 lenders reported 149 home-loan applications in Ringgold County in 2025. 100 closed as loans ($17.2M), 19 were denied — a 15.8% denial rate on decided applications, close to the Iowa rate of 15.0%. The three most active lenders handled 25% of applications, led by U.S. Bank National Association. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 149
- Loans originated
- 100
- Purchase / refinance
- 45 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ringgold County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 9.4% | 39.5% |
| 2 | City State Bank | 12 | 8.1% | — |
| 3 | Northwest Bank 70 out of 100, Strong | 11 | 7.4% | 6.0% |
| 4 | First Interstate Bank 62 out of 100, Moderate | 9 | 6.0% | 29.4% |
| 5 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 9 | 6.0% | 15.4% |
| 6 | Rocket Mortgage, LLC | 8 | 5.4% | — |
| 7 | BTC BANK 60 out of 100, Moderate | 7 | 4.7% | 7.3% |
| 8 | NEWREZ LLC | 6 | 4.0% | — |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 6 | 4.0% | — |
| 10 | Community Choice Credit Union | 5 | 3.4% | — |
| 11 | Mortgage Research Center, LLC | 4 | 2.7% | — |
| 12 | HOMESERVICES LENDING, LLC | 4 | 2.7% | — |
| 13 | GREENSTATE Credit Union 50 out of 100, Below average | 4 | 2.7% | 10.1% |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 2.0% | 22.2% |
| 15 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 2.0% | 11.2% |
| 16 | LAKEVIEW LOAN SERVICING, LLC | 3 | 2.0% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.3% | — |
| 18 | South Story Bank & Trust 57 out of 100, Moderate | 2 | 1.3% | 1.8% |
| 19 | BMO Bank National Association 83 out of 100, Strong | 2 | 1.3% | 40.5% |
| 20 | Farm Credit Mid-America | 2 | 1.3% | — |
| 21 | Equity Prime Mortgage LLC | 2 | 1.3% | — |
| 22 | NEW DAY FINANCIAL, LLC | 2 | 1.3% | — |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.3% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 25 | Truist Bank 63 out of 100, Moderate | 1 | 0.7% | 40.8% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 27 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 28 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.7% | — |
| 29 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 30 | VISIONBANK OF IOWA 64 out of 100, Moderate | 1 | 0.7% | 9.6% |
| 31 | FNB Bank 91 out of 100, Very strong | 1 | 0.7% | 12.5% |
| 32 | American State Bank 83 out of 100, Strong | 1 | 0.7% | 2.1% |
| 33 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 1 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 1 | 0.7% | — |
| 36 | MARINE CREDIT UNION 53 out of 100, Below average | 1 | 0.7% | 44.9% |
| 37 | AMERICAN FINANCING CORPORATION | 1 | 0.7% | — |
| 38 | Old National Bank 59 out of 100, Moderate | 1 | 0.7% | 22.1% |
| 39 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 1 | 0.7% | 2.2% |
| 40 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | 0.7% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps