Iowa · HMDA 2025
Mortgage lenders in Wayne County, IA
51 lenders reported 180 home-loan applications in Wayne County in 2025. 108 closed as loans ($14.8M), 29 were denied — a 20.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 35% of applications, led by COMMUNITY 1ST CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 180
- Loans originated
- 108
- Purchase / refinance
- 49 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 40 | 22.2% | 15.4% |
| 2 | Peoples Savings Bank 65 out of 100, Moderate | 12 | 6.7% | 8.2% |
| 3 | Rocket Mortgage, LLC | 11 | 6.1% | — |
| 4 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 9 | 5.0% | 18.2% |
| 5 | Mortgage Research Center, LLC | 8 | 4.4% | — |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 8 | 4.4% | 10.1% |
| 7 | Broker Solutions, Inc. | 7 | 3.9% | — |
| 8 | Sierra Pacific Mortgage Company, Inc. | 7 | 3.9% | — |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 3.9% | — |
| 10 | First Interstate Bank 62 out of 100, Moderate | 6 | 3.3% | 29.4% |
| 11 | AmeriSave Mortgage Corporation | 5 | 2.8% | — |
| 12 | Loandepot.Com, LLC | 4 | 2.2% | — |
| 13 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 4 | 2.2% | 11.2% |
| 14 | NEWREZ LLC | 3 | 1.7% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.7% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.7% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.7% | 39.5% |
| 18 | FREEDOM MORTGAGE CORPORATION | 3 | 1.7% | — |
| 19 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.1% | — |
| 21 | Farm Credit Mid-America | 2 | 1.1% | — |
| 22 | Luana Savings Bank 70 out of 100, Strong | 2 | 1.1% | 2.8% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 24 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 25 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 26 | GUILD MORTGAGE COMPANY | 1 | 0.6% | — |
| 27 | SPRING EQ, LLC | 1 | 0.6% | — |
| 28 | American State Bank 83 out of 100, Strong | 1 | 0.6% | 2.1% |
| 29 | Community Choice Credit Union | 1 | 0.6% | — |
| 30 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.6% | — |
| 32 | Reliance State Bank 43 out of 100, Below average | 1 | 0.6% | 7.0% |
| 33 | Fidelity Bank 52 out of 100, Below average | 1 | 0.6% | 2.6% |
| 34 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 35 | CENTRAL STATE BANK 55 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 36 | LAND HOME FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 37 | MARINE CREDIT UNION 53 out of 100, Below average | 1 | 0.6% | 44.9% |
| 38 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 1 | 0.6% | 21.3% |
| 39 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.6% | 45.9% |
| 40 | ENVOY MORTGAGE, LTD | 1 | 0.6% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps