Michigan · HMDA 2025
Mortgage lenders in Huron County, MI
138 lenders reported 928 home-loan applications in Huron County in 2025. 566 closed as loans ($96.5M), 145 were denied — a 19.8% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 26% of applications, led by Rocket Mortgage, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 928
- Loans originated
- 566
- Purchase / refinance
- 287 / 147
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Huron County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 90 | 9.7% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 85 | 9.2% | 31.6% |
| 3 | Independent Bank 63 out of 100, Moderate | 66 | 7.1% | 17.6% |
| 4 | Frankenmuth Credit Union 64 out of 100, Moderate | 56 | 6.0% | 2.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 43 | 4.6% | — |
| 6 | Thumb Bank and Trust 77 out of 100, Strong | 36 | 3.9% | 18.3% |
| 7 | Northstar Bank 59 out of 100, Moderate | 34 | 3.7% | 2.2% |
| 8 | TEAM ONE CREDIT UNION 66 out of 100, Moderate | 31 | 3.3% | 9.9% |
| 9 | NEWREZ LLC | 22 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 18 | 1.9% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 16 | 1.7% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.6% | 14.1% |
| 13 | Broker Solutions, Inc. | 15 | 1.6% | — |
| 14 | Loandepot.Com, LLC | 12 | 1.3% | — |
| 15 | PLANET HOME LENDING, LLC | 11 | 1.2% | — |
| 16 | Genisys Credit Union 81 out of 100, Strong | 11 | 1.2% | 18.7% |
| 17 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 11 | 1.2% | 7.3% |
| 18 | Coastal Community Bank 35 out of 100, Low | 10 | 1.1% | 3.0% |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 1.0% | 33.8% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 9 | 1.0% | 44.7% |
| 21 | FIGURE LENDING LLC | 9 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 9 | 1.0% | — |
| 23 | Flagstar Bank, N.A. 31 out of 100, Low | 9 | 1.0% | 35.1% |
| 24 | GreenStone Farm Credit Services, FLCA | 9 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 26 | J. VIRGIL, INC. | 8 | 0.9% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.8% | 32.5% |
| 28 | The Dart Bank | 7 | 0.8% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 7 | 0.8% | — |
| 30 | MORTGAGE 1 INCORPORATED | 7 | 0.8% | — |
| 31 | MORTGAGE CENTER L.C | 7 | 0.8% | — |
| 32 | DAS Acquisition Company, LLC | 7 | 0.8% | — |
| 33 | First State Bank 63 out of 100, Moderate | 7 | 0.8% | 4.6% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.6% | 32.9% |
| 35 | Truist Bank 63 out of 100, Moderate | 6 | 0.6% | 40.8% |
| 36 | GUARANTEED RATE, INC. | 6 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 6 | 0.6% | — |
| 38 | ChoiceOne Bank 61 out of 100, Moderate | 6 | 0.6% | 22.0% |
| 39 | CMG MORTGAGE, INC. | 5 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps