Montana · HMDA 2025
Mortgage lenders in Fergus County, MT
74 lenders reported 366 home-loan applications in Fergus County in 2025. 189 closed as loans ($44.2M), 49 were denied — a 19.8% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 40% of applications, led by Glacier Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 366
- Loans originated
- 189
- Purchase / refinance
- 82 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fergus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 81 | 22.1% | 20.0% |
| 2 | Stockman Bank of Montana 71 out of 100, Strong | 42 | 11.5% | 7.6% |
| 3 | Rocket Mortgage, LLC | 25 | 6.8% | — |
| 4 | Mortgage Research Center, LLC | 16 | 4.4% | — |
| 5 | NEWREZ LLC | 14 | 3.8% | — |
| 6 | Opportunity Bank of Montana 71 out of 100, Strong | 12 | 3.3% | 12.0% |
| 7 | FREEDOM MORTGAGE CORPORATION | 10 | 2.7% | — |
| 8 | LOWER, LLC | 10 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.5% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 8 | 2.2% | — |
| 11 | AmeriSave Mortgage Corporation | 7 | 1.9% | — |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.9% | — |
| 13 | 21st Mortgage Corporation | 6 | 1.6% | — |
| 14 | Loandepot.Com, LLC | 6 | 1.6% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.6% | — |
| 16 | SPRING EQ, LLC | 5 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.4% | — |
| 18 | The Federal Savings Bank 51 out of 100, Below average | 5 | 1.4% | 19.1% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.1% | 14.1% |
| 20 | GUILD MORTGAGE COMPANY | 4 | 1.1% | — |
| 21 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 4 | 1.1% | — |
| 22 | KIND LENDING, LLC | 4 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 25 | Empeople Credit Union 58 out of 100, Moderate | 3 | 0.8% | 25.7% |
| 26 | Synergy One Lending, Inc. | 3 | 0.8% | — |
| 27 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 3 | 0.8% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.8% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.8% | 37.2% |
| 31 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.5% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.5% | 39.5% |
| 34 | Mountain America Federal Credit Union 56 out of 100, Moderate | 2 | 0.5% | 45.0% |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.5% | — |
| 36 | WEST GATE BANK 72 out of 100, Strong | 2 | 0.5% | 4.8% |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.5% | — |
| 38 | VALLEY FINANCIAL CREDIT UNION 71 out of 100, Strong | 2 | 0.5% | 23.6% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
| 40 | Truist Bank 63 out of 100, Moderate | 1 | 0.3% | 40.8% |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps