Montana · HMDA 2025
Mortgage lenders in Mineral County, MT
67 lenders reported 243 home-loan applications in Mineral County in 2025. 128 closed as loans ($42.6M), 36 were denied — a 21.7% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 20% of applications, led by TrailWest Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 243
- Loans originated
- 128
- Purchase / refinance
- 60 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mineral County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | TrailWest Bank 50 out of 100, Below average | 24 | 9.9% | 8.8% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 5.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 4.5% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 11 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 10 | 4.1% | — |
| 6 | CHURCHILL MORTGAGE CORPORATION | 10 | 4.1% | — |
| 7 | Glacier Bank 68 out of 100, Moderate | 10 | 4.1% | 20.0% |
| 8 | Opportunity Bank of Montana 71 out of 100, Strong | 8 | 3.3% | 12.0% |
| 9 | Stockman Bank of Montana 71 out of 100, Strong | 8 | 3.3% | 7.6% |
| 10 | NEWREZ LLC | 7 | 2.9% | — |
| 11 | CLEARWATER Federal Credit Union 76 out of 100, Strong | 7 | 2.9% | 22.9% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 2.5% | 14.1% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.5% | — |
| 14 | Broker Solutions, Inc. | 5 | 2.1% | — |
| 15 | Mortgage Research Center, LLC | 5 | 2.1% | — |
| 16 | Horizon Federally Insured State-Chartered Credit Union | 5 | 2.1% | — |
| 17 | NEW DAY FINANCIAL, LLC | 5 | 2.1% | — |
| 18 | AmeriSave Mortgage Corporation | 4 | 1.6% | — |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 1.6% | — |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.6% | — |
| 21 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 1.6% | — |
| 22 | PHH Mortgage Corporation | 4 | 1.6% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.2% | 22.2% |
| 24 | GUILD MORTGAGE COMPANY | 3 | 1.2% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.2% | 39.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.2% | — |
| 27 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 28 | Prosperity Home Mortgage, LLC | 3 | 1.2% | — |
| 29 | FINANCE OF AMERICA REVERSE LLC | 3 | 1.2% | — |
| 30 | Equity Prime Mortgage LLC | 3 | 1.2% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.8% | 32.9% |
| 32 | 21st Mortgage Corporation | 2 | 0.8% | — |
| 33 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 34 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 35 | Discover Bank | 2 | 0.8% | — |
| 36 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.8% | — |
| 38 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | 0.8% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps