Montana · HMDA 2025
Mortgage lenders in Sanders County, MT
87 lenders reported 433 home-loan applications in Sanders County in 2025. 205 closed as loans ($58.4M), 88 were denied — a 29.3% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 26% of applications, led by Glacier Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 433
- Loans originated
- 205
- Purchase / refinance
- 84 / 75
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sanders County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 64 | 14.8% | 20.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 5.8% | — |
| 3 | Stockman Bank of Montana 71 out of 100, Strong | 25 | 5.8% | 7.6% |
| 4 | Mortgage Research Center, LLC | 18 | 4.2% | — |
| 5 | AmeriSave Mortgage Corporation | 16 | 3.7% | — |
| 6 | Rocket Mortgage, LLC | 16 | 3.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 15 | 3.5% | — |
| 8 | Broker Solutions, Inc. | 14 | 3.2% | — |
| 9 | NEWREZ LLC | 13 | 3.0% | — |
| 10 | Loandepot.Com, LLC | 12 | 2.8% | — |
| 11 | KIND LENDING, LLC | 12 | 2.8% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 2.5% | 39.5% |
| 13 | FREEDOM MORTGAGE CORPORATION | 11 | 2.5% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.8% | — |
| 15 | PHH Mortgage Corporation | 8 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.6% | 14.1% |
| 17 | NATIONSTAR MORTGAGE LLC | 7 | 1.6% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.4% | — |
| 19 | Mountain America Federal Credit Union 56 out of 100, Moderate | 6 | 1.4% | 45.0% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.2% | 32.9% |
| 21 | Truist Bank 63 out of 100, Moderate | 5 | 1.2% | 40.8% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.2% | 44.7% |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.2% | — |
| 24 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 1.2% | — |
| 25 | THE LOAN STORE, INC. | 4 | 0.9% | — |
| 26 | TrailWest Bank 50 out of 100, Below average | 4 | 0.9% | 8.8% |
| 27 | PLANET HOME LENDING, LLC | 4 | 0.9% | — |
| 28 | Prosperity Home Mortgage, LLC | 4 | 0.9% | — |
| 29 | Opportunity Bank of Montana 71 out of 100, Strong | 4 | 0.9% | 12.0% |
| 30 | CHURCHILL MORTGAGE CORPORATION | 4 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.9% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.7% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 34 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 35 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 3 | 0.7% | — |
| 36 | ENVOY MORTGAGE, LTD | 3 | 0.7% | — |
| 37 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 38 | AgWest Farm Credit, FLCA | 3 | 0.7% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.7% | — |
| 40 | LOWER, LLC | 3 | 0.7% | — |
Top 40 of 87 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps