Ohio · HMDA 2025
Mortgage lenders in Fulton County, OH
152 lenders reported 1,709 home-loan applications in Fulton County in 2025. 946 closed as loans ($148.8M), 261 were denied — a 20.8% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 33% of applications, led by The Farmers & Merchants State Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,709
- Loans originated
- 946
- Purchase / refinance
- 412 / 286
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fulton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Farmers & Merchants State Bank | 290 | 17.0% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 168 | 9.8% | 31.6% |
| 3 | The State Bank and Trust Company 70 out of 100, Strong | 104 | 6.1% | 9.9% |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 92 | 5.4% | 20.1% |
| 5 | Rocket Mortgage, LLC | 83 | 4.9% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 60 | 3.5% | 34.0% |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 38 | 2.2% | 33.8% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 37 | 2.2% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 37 | 2.2% | — |
| 10 | EQUITY RESOURCES, INC. | 37 | 2.2% | — |
| 11 | UNION HOME MORTGAGE CORP. | 36 | 2.1% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 34 | 2.0% | — |
| 13 | FIGURE LENDING LLC | 32 | 1.9% | — |
| 14 | Mortgage Research Center, LLC | 29 | 1.7% | — |
| 15 | NEWREZ LLC | 26 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 23 | 1.3% | — |
| 17 | First Federal Savings and Loan Association of Delta 93 out of 100, Very strong | 21 | 1.2% | 7.7% |
| 18 | Coastal Community Bank 35 out of 100, Low | 21 | 1.2% | 3.0% |
| 19 | Loandepot.Com, LLC | 20 | 1.2% | — |
| 20 | Citizens Bank, National Association 54 out of 100, Below average | 19 | 1.1% | 32.5% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.1% | 14.1% |
| 22 | KeyBank National Association 63 out of 100, Moderate | 17 | 1.0% | 32.8% |
| 23 | CMG MORTGAGE, INC. | 15 | 0.9% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 0.9% | 39.5% |
| 25 | Directions Credit Union, Inc. 68 out of 100, Moderate | 15 | 0.9% | 20.9% |
| 26 | Broker Solutions, Inc. | 14 | 0.8% | — |
| 27 | SPRING EQ, LLC | 14 | 0.8% | — |
| 28 | Click n' Close, Inc. | 14 | 0.8% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 14 | 0.8% | — |
| 30 | SUN Federal Credit Union 63 out of 100, Moderate | 14 | 0.8% | 21.3% |
| 31 | PLANET HOME LENDING, LLC | 13 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.7% | — |
| 33 | 21st Mortgage Corporation | 11 | 0.6% | — |
| 34 | HOWARD HANNA FINANCIAL SERVICES, INC. | 11 | 0.6% | — |
| 35 | The Sherwood State Bank 55 out of 100, Moderate | 10 | 0.6% | 4.3% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 0.5% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.5% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.5% | — |
| 39 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 8 | 0.5% | 35.5% |
| 40 | NFM, INC. | 8 | 0.5% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps