Ohio · HMDA 2025
Mortgage lenders in Henry County, OH
131 lenders reported 1,061 home-loan applications in Henry County in 2025. 574 closed as loans ($82.6M), 165 were denied — a 21.4% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 32% of applications, led by The Huntington National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,061
- Loans originated
- 574
- Purchase / refinance
- 261 / 169
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 153 | 14.4% | 31.6% |
| 2 | The Farmers & Merchants State Bank | 99 | 9.3% | — |
| 3 | Civista Bank 75 out of 100, Strong | 84 | 7.9% | 12.5% |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 71 | 6.7% | 20.1% |
| 5 | Rocket Mortgage, LLC | 45 | 4.2% | — |
| 6 | The State Bank and Trust Company 70 out of 100, Strong | 37 | 3.5% | 9.9% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 2.4% | — |
| 8 | AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 25 | 2.4% | — |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 21 | 2.0% | 34.0% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 20 | 1.9% | 33.8% |
| 11 | NEWREZ LLC | 17 | 1.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 17 | 1.6% | — |
| 13 | 21st Mortgage Corporation | 16 | 1.5% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.4% | 14.1% |
| 15 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 1.4% | 32.5% |
| 16 | Mortgage Research Center, LLC | 15 | 1.4% | — |
| 17 | SUPERIOR CREDIT UNION, INC. | 15 | 1.4% | — |
| 18 | HOWARD HANNA FINANCIAL SERVICES, INC. | 15 | 1.4% | — |
| 19 | EQUITY RESOURCES, INC. | 15 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 14 | 1.3% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.3% | — |
| 22 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.0% | — |
| 23 | MYCUMORTGAGE, LLC | 11 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 10 | 0.9% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 10 | 0.9% | 3.0% |
| 27 | AmeriSave Mortgage Corporation | 9 | 0.8% | — |
| 28 | The Union Bank Company 74 out of 100, Strong | 9 | 0.8% | 11.5% |
| 29 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 30 | PLANET HOME LENDING, LLC | 9 | 0.8% | — |
| 31 | UNION HOME MORTGAGE CORP. | 8 | 0.8% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.6% | 39.5% |
| 33 | First Federal Savings and Loan Association of Delta 93 out of 100, Very strong | 6 | 0.6% | 7.7% |
| 34 | Directions Credit Union, Inc. 68 out of 100, Moderate | 6 | 0.6% | 20.9% |
| 35 | Click n' Close, Inc. | 6 | 0.6% | — |
| 36 | GVC MORTGAGE, INC. | 6 | 0.6% | — |
| 37 | FREEDOM MORTGAGE CORPORATION | 6 | 0.6% | — |
| 38 | GREENSTATE Credit Union 50 out of 100, Below average | 6 | 0.6% | 10.1% |
| 39 | The Citizens National Bank of Bluffton 71 out of 100, Strong | 6 | 0.6% | 10.1% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
Top 40 of 131 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps