Ohio · HMDA 2025
Mortgage lenders in Monroe County, OH
69 lenders reported 317 home-loan applications in Monroe County in 2025. 171 closed as loans ($26.2M), 54 were denied — a 23.6% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 31% of applications, led by The Citizens National Bank of Woodsfield. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 317
- Loans originated
- 171
- Purchase / refinance
- 87 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Citizens National Bank of Woodsfield | 51 | 16.1% | — |
| 2 | BAYER HERITAGE CREDIT UNION | 26 | 8.2% | — |
| 3 | Woodsfield Savings Bank | 22 | 6.9% | — |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 20 | 6.3% | 20.1% |
| 5 | Rocket Mortgage, LLC | 17 | 5.4% | — |
| 6 | Mortgage Research Center, LLC | 17 | 5.4% | — |
| 7 | OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 72 out of 100, Strong | 12 | 3.8% | 8.8% |
| 8 | AmeriSave Mortgage Corporation | 8 | 2.5% | — |
| 9 | NFM, INC. | 7 | 2.2% | — |
| 10 | SPRING EQ, LLC | 6 | 1.9% | — |
| 11 | PLANET HOME LENDING, LLC | 6 | 1.9% | — |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 5 | 1.6% | 31.6% |
| 13 | Broker Solutions, Inc. | 5 | 1.6% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.6% | — |
| 16 | Farm Credit Mid-America | 5 | 1.6% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.3% | — |
| 18 | Discover Bank | 4 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 4 | 1.3% | — |
| 20 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.3% | 74.7% |
| 21 | Peoples Bank 67 out of 100, Moderate | 4 | 1.3% | 24.1% |
| 22 | 21st Mortgage Corporation | 3 | 0.9% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.9% | 14.1% |
| 24 | Truist Bank 63 out of 100, Moderate | 3 | 0.9% | 40.8% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 3 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.9% | — |
| 28 | UNIFIED BANK 62 out of 100, Moderate | 3 | 0.9% | 14.8% |
| 29 | Belmont Savings Bank | 3 | 0.9% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 31 | Equity Prime Mortgage LLC | 3 | 0.9% | — |
| 32 | UNION HOME MORTGAGE CORP. | 3 | 0.9% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 34 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.6% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.6% | 33.8% |
| 37 | THE LOAN STORE, INC. | 2 | 0.6% | — |
| 38 | FIRST OHIO HOME FINANCE, INC. | 2 | 0.6% | — |
| 39 | EQUITY RESOURCES, INC. | 2 | 0.6% | — |
| 40 | LoanUnited.com, LLC | 2 | 0.6% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps