Ohio · HMDA 2025
Mortgage lenders in Wood County, OH
248 lenders reported 5,059 home-loan applications in Wood County in 2025. 2,998 closed as loans ($669.9M), 716 were denied — a 18.5% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 28% of applications, led by The Huntington National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,059
- Loans originated
- 2,998
- Purchase / refinance
- 1,399 / 850
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 834 | 16.5% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 335 | 6.6% | 34.0% |
| 3 | Rocket Mortgage, LLC | 253 | 5.0% | — |
| 4 | UNION HOME MORTGAGE CORP. | 147 | 2.9% | — |
| 5 | Loandepot.Com, LLC | 141 | 2.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 141 | 2.8% | — |
| 7 | NEWREZ LLC | 120 | 2.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 115 | 2.3% | — |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 113 | 2.2% | 32.5% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 107 | 2.1% | 14.1% |
| 11 | Directions Credit Union, Inc. 68 out of 100, Moderate | 107 | 2.1% | 20.9% |
| 12 | WesBanco Bank, Inc. 66 out of 100, Moderate | 100 | 2.0% | 20.1% |
| 13 | SUN Federal Credit Union 63 out of 100, Moderate | 98 | 1.9% | 21.3% |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 91 | 1.8% | 33.8% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 76 | 1.5% | — |
| 16 | The Union Bank Company 74 out of 100, Strong | 75 | 1.5% | 11.5% |
| 17 | Click n' Close, Inc. | 72 | 1.4% | — |
| 18 | The Genoa Banking Company | 72 | 1.4% | — |
| 19 | KeyBank National Association 63 out of 100, Moderate | 71 | 1.4% | 32.8% |
| 20 | Civista Bank 75 out of 100, Strong | 69 | 1.4% | 12.5% |
| 21 | 21st Mortgage Corporation | 64 | 1.3% | — |
| 22 | EQUITY RESOURCES, INC. | 63 | 1.2% | — |
| 23 | The Farmers & Merchants State Bank | 62 | 1.2% | — |
| 24 | Mortgage Research Center, LLC | 59 | 1.2% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 57 | 1.1% | 32.9% |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 56 | 1.1% | 39.5% |
| 27 | CMG MORTGAGE, INC. | 55 | 1.1% | — |
| 28 | The State Bank and Trust Company 70 out of 100, Strong | 54 | 1.1% | 9.9% |
| 29 | FIGURE LENDING LLC | 52 | 1.0% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 52 | 1.0% | — |
| 31 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 40 | 0.8% | — |
| 33 | CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION 62 out of 100, Moderate | 40 | 0.8% | 31.3% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 38 | 0.8% | 3.0% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 35 | 0.7% | — |
| 37 | NFM, INC. | 35 | 0.7% | — |
| 38 | Broker Solutions, Inc. | 33 | 0.7% | — |
| 39 | Discover Bank | 32 | 0.6% | — |
| 40 | SPRING EQ, LLC | 31 | 0.6% | — |
Top 40 of 248 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps