Pennsylvania · HMDA 2025
Mortgage lenders in Clinton County, PA
138 lenders reported 1,352 home-loan applications in Clinton County in 2025. 792 closed as loans ($132.7M), 245 were denied — a 22.9% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 24% of applications, led by Jersey Shore State Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,352
- Loans originated
- 792
- Purchase / refinance
- 369 / 234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Jersey Shore State Bank | 124 | 9.2% | — |
| 2 | Northwest Bank 66 out of 100, Moderate | 102 | 7.5% | 20.6% |
| 3 | First Commonwealth Bank 65 out of 100, Moderate | 98 | 7.2% | 26.5% |
| 4 | Journey Bank 71 out of 100, Strong | 95 | 7.0% | 5.5% |
| 5 | Rocket Mortgage, LLC | 70 | 5.2% | — |
| 6 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 68 | 5.0% | 15.6% |
| 7 | HORIZON Federal Credit Union 41 out of 100, Below average | 64 | 4.7% | 20.1% |
| 8 | First National Bank of Pennsylvania 64 out of 100, Moderate | 56 | 4.1% | 26.6% |
| 9 | KIND LENDING, LLC | 55 | 4.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 45 | 3.3% | — |
| 11 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 39 | 2.9% | 32.9% |
| 12 | Mortgage Research Center, LLC | 32 | 2.4% | — |
| 13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 30 | 2.2% | — |
| 14 | NEWREZ LLC | 21 | 1.6% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 17 | 1.3% | — |
| 17 | Loandepot.Com, LLC | 15 | 1.1% | — |
| 18 | Woodlands Bank 44 out of 100, Below average | 15 | 1.1% | 4.4% |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.0% | — |
| 20 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 14 | 1.0% | — |
| 21 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 23 | Susquehanna Community Bank | 12 | 0.9% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.8% | 32.9% |
| 25 | Fairway Independent Mortgage Corporation | 11 | 0.8% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.8% | — |
| 27 | Horizon Farm Credit, ACA | 11 | 0.8% | — |
| 28 | Equity Prime Mortgage LLC | 10 | 0.7% | — |
| 29 | NEW DAY FINANCIAL, LLC | 10 | 0.7% | — |
| 30 | GUILD MORTGAGE COMPANY | 9 | 0.7% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 32 | MEMBERS 1ST | 8 | 0.6% | — |
| 33 | AmeriSave Mortgage Corporation | 7 | 0.5% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.5% | — |
| 35 | RELIANCE SAVINGS BANK 67 out of 100, Moderate | 7 | 0.5% | 10.8% |
| 36 | CITIZENS & NORTHERN BANK 53 out of 100, Below average | 7 | 0.5% | 12.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 7 | 0.5% | 3.0% |
| 38 | 21st Mortgage Corporation | 6 | 0.4% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 0.4% | 33.8% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.4% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps