Pennsylvania · HMDA 2025
Mortgage lenders in Columbia County, PA
199 lenders reported 1,971 home-loan applications in Columbia County in 2025. 1,196 closed as loans ($205.9M), 320 were denied — a 20.4% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 28% of applications, led by Journey Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,971
- Loans originated
- 1,196
- Purchase / refinance
- 603 / 241
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Journey Bank 71 out of 100, Strong | 299 | 15.2% | 5.5% |
| 2 | Rocket Mortgage, LLC | 136 | 6.9% | — |
| 3 | SERVICE 1ST | 119 | 6.0% | — |
| 4 | First Keystone Community Bank 50 out of 100, Below average | 96 | 4.9% | 6.7% |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 71 | 3.6% | 32.9% |
| 6 | PHILADELPHIA FEDERAL CREDIT UNION 71 out of 100, Strong | 64 | 3.2% | 39.3% |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 63 | 3.2% | 15.6% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 61 | 3.1% | — |
| 9 | Fulton Bank, National Association 65 out of 100, Moderate | 59 | 3.0% | 23.0% |
| 10 | UNION HOME MORTGAGE CORP. | 51 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 50 | 2.5% | — |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 46 | 2.3% | 33.8% |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 2.0% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 1.8% | — |
| 15 | MC Federal Credit Union 65 out of 100, Moderate | 28 | 1.4% | 13.8% |
| 16 | Broker Solutions, Inc. | 24 | 1.2% | — |
| 17 | NEWREZ LLC | 23 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 23 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 1.1% | 14.1% |
| 20 | CMG MORTGAGE, INC. | 21 | 1.1% | — |
| 21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.9% | 32.9% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 0.9% | — |
| 24 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.8% | 32.5% |
| 25 | PLANET HOME LENDING, LLC | 15 | 0.8% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 15 | 0.8% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 15 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 14 | 0.7% | — |
| 29 | GUILD MORTGAGE COMPANY | 14 | 0.7% | — |
| 30 | 21st Mortgage Corporation | 13 | 0.7% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.7% | — |
| 32 | Jersey Shore State Bank | 13 | 0.7% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.6% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.6% | — |
| 35 | UNB Bank 67 out of 100, Moderate | 12 | 0.6% | 9.8% |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 11 | 0.6% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 11 | 0.6% | 3.0% |
| 39 | First National Bank of Pennsylvania 64 out of 100, Moderate | 11 | 0.6% | 26.6% |
| 40 | SPRING EQ, LLC | 10 | 0.5% | — |
Top 40 of 199 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps