Pennsylvania · HMDA 2025
Mortgage lenders in Juniata County, PA
95 lenders reported 615 home-loan applications in Juniata County in 2025. 352 closed as loans ($51.8M), 125 were denied — a 25.3% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 30% of applications, led by Pennian Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 615
- Loans originated
- 352
- Purchase / refinance
- 147 / 102
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Juniata County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pennian Bank 55 out of 100, Moderate | 64 | 10.4% | 5.6% |
| 2 | The Juniata Valley Bank 70 out of 100, Strong | 62 | 10.1% | 17.5% |
| 3 | Kish Bank 58 out of 100, Moderate | 58 | 9.4% | 7.5% |
| 4 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 56 | 9.1% | 15.6% |
| 5 | Rocket Mortgage, LLC | 39 | 6.3% | — |
| 6 | MEMBERS 1ST | 37 | 6.0% | — |
| 7 | First National Bank of Pennsylvania 64 out of 100, Moderate | 31 | 5.0% | 26.6% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.6% | — |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 2.1% | 32.5% |
| 11 | Broker Solutions, Inc. | 13 | 2.1% | — |
| 12 | Fulton Bank, National Association 65 out of 100, Moderate | 11 | 1.8% | 23.0% |
| 13 | NEWREZ LLC | 10 | 1.6% | — |
| 14 | Mortgage Research Center, LLC | 8 | 1.3% | — |
| 15 | Loandepot.Com, LLC | 6 | 1.0% | — |
| 16 | The Bank of Landisburg 80 out of 100, Strong | 6 | 1.0% | 11.3% |
| 17 | 21st Mortgage Corporation | 5 | 0.8% | — |
| 18 | GUILD MORTGAGE COMPANY | 5 | 0.8% | — |
| 19 | SPRING EQ, LLC | 5 | 0.8% | — |
| 20 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 21 | SERVICE 1ST | 5 | 0.8% | — |
| 22 | Horizon Farm Credit, ACA | 5 | 0.8% | — |
| 23 | GoodLeap, LLC | 5 | 0.8% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.7% | 14.1% |
| 25 | AmeriSave Mortgage Corporation | 4 | 0.7% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 27 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 29 | Farmers and Merchants Trust Company of Chambersburg | 3 | 0.5% | — |
| 30 | AMERICAN FINANCING CORPORATION | 3 | 0.5% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 3 | 0.5% | — |
| 32 | BELCO COMMUNITY CREDIT UNION 72 out of 100, Strong | 3 | 0.5% | 31.6% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.5% | — |
| 34 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.5% | — |
| 36 | UNION HOME MORTGAGE CORP. | 3 | 0.5% | — |
| 37 | Northwest Bank 66 out of 100, Moderate | 3 | 0.5% | 20.6% |
| 38 | Truist Bank 63 out of 100, Moderate | 2 | 0.3% | 40.8% |
| 39 | Fairway Independent Mortgage Corporation | 2 | 0.3% | — |
| 40 | Discover Bank | 2 | 0.3% | — |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps