Pennsylvania · HMDA 2025
Mortgage lenders in Lebanon County, PA
264 lenders reported 5,256 home-loan applications in Lebanon County in 2025. 3,149 closed as loans ($678.7M), 814 were denied — a 19.6% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 20% of applications, led by MEMBERS 1ST. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,256
- Loans originated
- 3,149
- Purchase / refinance
- 1,482 / 902
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lebanon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MEMBERS 1ST | 428 | 8.1% | — |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 373 | 7.1% | — |
| 3 | Lebanon Federal Credit Union 70 out of 100, Strong | 265 | 5.0% | 12.0% |
| 4 | Rocket Mortgage, LLC | 252 | 4.8% | — |
| 5 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 252 | 4.8% | 15.6% |
| 6 | Fulton Bank, National Association 65 out of 100, Moderate | 245 | 4.7% | 23.0% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 213 | 4.1% | — |
| 8 | First National Bank of Pennsylvania 64 out of 100, Moderate | 163 | 3.1% | 26.6% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 122 | 2.3% | — |
| 10 | GUILD MORTGAGE COMPANY | 116 | 2.2% | — |
| 11 | NEWREZ LLC | 113 | 2.1% | — |
| 12 | The Ephrata National Bank 67 out of 100, Moderate | 108 | 2.1% | 18.6% |
| 13 | Northwest Bank 66 out of 100, Moderate | 106 | 2.0% | 20.6% |
| 14 | 21st Mortgage Corporation | 94 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 85 | 1.6% | 14.1% |
| 16 | FREEDOM MORTGAGE CORPORATION | 82 | 1.6% | — |
| 17 | Mortgage Research Center, LLC | 79 | 1.5% | — |
| 18 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 79 | 1.5% | 32.9% |
| 19 | JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA 75 out of 100, Strong | 72 | 1.4% | 10.1% |
| 20 | Broker Solutions, Inc. | 69 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 64 | 1.2% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 59 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 54 | 1.0% | 22.2% |
| 24 | BELCO COMMUNITY CREDIT UNION 72 out of 100, Strong | 54 | 1.0% | 31.6% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 50 | 1.0% | 32.9% |
| 26 | FIGURE LENDING LLC | 50 | 1.0% | — |
| 27 | Fairway Independent Mortgage Corporation | 46 | 0.9% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 45 | 0.9% | 32.5% |
| 29 | NATIONSTAR MORTGAGE LLC | 44 | 0.8% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 44 | 0.8% | 3.0% |
| 31 | Loandepot.Com, LLC | 43 | 0.8% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 42 | 0.8% | 40.8% |
| 33 | Discover Bank | 38 | 0.7% | — |
| 34 | Bank of Bird-in-Hand 68 out of 100, Moderate | 38 | 0.7% | 1.7% |
| 35 | NEW DAY FINANCIAL, LLC | 36 | 0.7% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 35 | 0.7% | 33.8% |
| 37 | AmeriSave Mortgage Corporation | 34 | 0.6% | — |
| 38 | CMG MORTGAGE, INC. | 32 | 0.6% | — |
| 39 | PLANET HOME LENDING, LLC | 31 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 30 | 0.6% | — |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps