Tennessee · HMDA 2025
Mortgage lenders in Obion County, TN
127 lenders reported 1,159 home-loan applications in Obion County in 2025. 578 closed as loans ($85.0M), 184 were denied — a 22.7% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 24% of applications, led by Leaders Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,159
- Loans originated
- 578
- Purchase / refinance
- 285 / 158
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Obion County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Leaders Credit Union 69 out of 100, Moderate | 117 | 10.1% | 18.6% |
| 2 | Commercial Bank & Trust Co. | 97 | 8.4% | — |
| 3 | First Citizens National Bank | 68 | 5.9% | — |
| 4 | Rocket Mortgage, LLC | 53 | 4.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 52 | 4.5% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 48 | 4.1% | 43.1% |
| 7 | Simmons Bank 60 out of 100, Moderate | 47 | 4.1% | 26.5% |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 3.9% | — |
| 9 | 21st Mortgage Corporation | 37 | 3.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 31 | 2.7% | — |
| 11 | Bank3 | 30 | 2.6% | — |
| 12 | Mortgage Research Center, LLC | 27 | 2.3% | — |
| 13 | NEWREZ LLC | 25 | 2.2% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 25 | 2.2% | 32.5% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 2.1% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 2.1% | — |
| 17 | FirstBank 59 out of 100, Moderate | 22 | 1.9% | 42.8% |
| 18 | First Financial Bank, National Association 68 out of 100, Moderate | 20 | 1.7% | 28.8% |
| 19 | SECURITY BANK AND TRUST COMPANY 79 out of 100, Strong | 20 | 1.7% | 7.5% |
| 20 | PLANET HOME LENDING, LLC | 15 | 1.3% | — |
| 21 | FIRST COMMUNITY MORTGAGE, INC. | 15 | 1.3% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 15 | 1.3% | 3.0% |
| 23 | AmeriSave Mortgage Corporation | 13 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 11 | 0.9% | — |
| 25 | PHH Mortgage Corporation | 11 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 0.7% | 39.5% |
| 28 | First Community Bank of the Heartland, Inc 56 out of 100, Moderate | 8 | 0.7% | 12.5% |
| 29 | MCKENZIE BANKING COMPANY 75 out of 100, Strong | 8 | 0.7% | 21.1% |
| 30 | U. T. Federal Credit Union 65 out of 100, Moderate | 8 | 0.7% | 19.1% |
| 31 | NEW DAY FINANCIAL, LLC | 8 | 0.7% | — |
| 32 | Cadence Bank | 8 | 0.7% | — |
| 33 | Fairway Independent Mortgage Corporation | 7 | 0.6% | — |
| 34 | Loandepot.Com, LLC | 7 | 0.6% | — |
| 35 | GoodLeap, LLC | 7 | 0.6% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.5% | 14.1% |
| 37 | Truist Bank 63 out of 100, Moderate | 6 | 0.5% | 40.8% |
| 38 | TOP FLITE FINANCIAL, INC. | 6 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.5% | — |
| 40 | SECURITY BANK 70 out of 100, Strong | 6 | 0.5% | 0.0% |
Top 40 of 127 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps