West Virginia · HMDA 2025
Mortgage lenders in Boone County, WV
64 lenders reported 535 home-loan applications in Boone County in 2025. 195 closed as loans ($26.7M), 178 were denied — a 44.8% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 28% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 535
- Loans originated
- 195
- Purchase / refinance
- 113 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 90 | 16.8% | — |
| 2 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 31 | 5.8% | 74.7% |
| 3 | Whitesville State Bank 65 out of 100, Moderate | 29 | 5.4% | 27.1% |
| 4 | Rocket Mortgage, LLC | 26 | 4.9% | — |
| 5 | Broker Solutions, Inc. | 24 | 4.5% | — |
| 6 | Gateway First Bank 54 out of 100, Below average | 24 | 4.5% | 5.3% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 23 | 4.3% | — |
| 8 | City National Bank of West Virginia 78 out of 100, Strong | 22 | 4.1% | 27.3% |
| 9 | Loandepot.Com, LLC | 20 | 3.7% | — |
| 10 | Logan Bank & Trust Company 85 out of 100, Very strong | 20 | 3.7% | 13.6% |
| 11 | Truist Bank 63 out of 100, Moderate | 19 | 3.6% | 40.8% |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 14 | 2.6% | 31.6% |
| 13 | Mortgage Research Center, LLC | 13 | 2.4% | — |
| 14 | Peoples Bank 67 out of 100, Moderate | 11 | 2.1% | 24.1% |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.7% | — |
| 16 | PLANET HOME LENDING, LLC | 9 | 1.7% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 8 | 1.5% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.5% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.5% | — |
| 20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | 1.5% | — |
| 21 | VICTORIAN FINANCE, LLC | 8 | 1.5% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.3% | 32.9% |
| 23 | NEWREZ LLC | 7 | 1.3% | — |
| 24 | AmeriSave Mortgage Corporation | 7 | 1.3% | — |
| 25 | 21st Mortgage Corporation | 6 | 1.1% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.1% | 14.1% |
| 27 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 6 | 1.1% | 13.2% |
| 28 | TAMMAC HOLDINGS CORPORATION | 6 | 1.1% | — |
| 29 | SUCCESS MORTGAGE PARTNERS, INC. | 6 | 1.1% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 4 | 0.7% | — |
| 32 | Community Trust Bank, Inc. 80 out of 100, Strong | 3 | 0.6% | 13.9% |
| 33 | MidFirst Bank 34 out of 100, Low | 3 | 0.6% | 16.3% |
| 34 | STOCKTON MORTGAGE CORPORATION | 3 | 0.6% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.6% | — |
| 36 | WesBanco Bank, Inc. 66 out of 100, Moderate | 3 | 0.6% | 20.1% |
| 37 | Discover Bank | 2 | 0.4% | — |
| 38 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.4% | — |
| 40 | MYCUMORTGAGE, LLC | 2 | 0.4% | — |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps