West Virginia · HMDA 2025
Mortgage lenders in Fayette County, WV
126 lenders reported 1,056 home-loan applications in Fayette County in 2025. 503 closed as loans ($73.7M), 244 were denied — a 30.8% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 22% of applications, led by City National Bank of West Virginia. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,056
- Loans originated
- 503
- Purchase / refinance
- 282 / 130
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | City National Bank of West Virginia 78 out of 100, Strong | 83 | 7.9% | 27.3% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 77 | 7.3% | — |
| 3 | Rocket Mortgage, LLC | 77 | 7.3% | — |
| 4 | Fayette County National Bank 69 out of 100, Moderate | 75 | 7.1% | 15.4% |
| 5 | Truist Bank 63 out of 100, Moderate | 52 | 4.9% | 40.8% |
| 6 | MOVEMENT MORTGAGE, LLC | 50 | 4.7% | — |
| 7 | The Huntington National Bank 59 out of 100, Moderate | 43 | 4.1% | 31.6% |
| 8 | Mortgage Research Center, LLC | 36 | 3.4% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 3.2% | 14.1% |
| 10 | Broker Solutions, Inc. | 32 | 3.0% | — |
| 11 | 21st Mortgage Corporation | 28 | 2.7% | — |
| 12 | United Bank 74 out of 100, Strong | 25 | 2.4% | 20.3% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 24 | 2.3% | — |
| 14 | AmeriSave Mortgage Corporation | 24 | 2.3% | — |
| 15 | Pendleton Community Bank, Inc. 61 out of 100, Moderate | 23 | 2.2% | 13.0% |
| 16 | Pioneer Community Bank, Inc. 79 out of 100, Strong | 21 | 2.0% | 13.0% |
| 17 | Loandepot.Com, LLC | 17 | 1.6% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.5% | — |
| 19 | NEWREZ LLC | 14 | 1.3% | — |
| 20 | First Community Bank 75 out of 100, Strong | 12 | 1.1% | 30.8% |
| 21 | FREEDOM MORTGAGE CORPORATION | 10 | 0.9% | — |
| 22 | STOCKTON MORTGAGE CORPORATION | 10 | 0.9% | — |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 0.9% | 74.7% |
| 24 | Alcova Mortgage LLC | 9 | 0.9% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.8% | 44.7% |
| 26 | Gateway First Bank 54 out of 100, Below average | 8 | 0.8% | 5.3% |
| 27 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 8 | 0.8% | 13.2% |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.7% | — |
| 29 | Loan Funder LLC | 7 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 7 | 0.7% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.6% | — |
| 32 | Discover Bank | 6 | 0.6% | — |
| 33 | Clay County Bank, Inc. 91 out of 100, Very strong | 6 | 0.6% | 16.3% |
| 34 | FIGURE LENDING LLC | 6 | 0.6% | — |
| 35 | TAMMAC HOLDINGS CORPORATION | 6 | 0.6% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.5% | 39.5% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.5% | — |
| 38 | PLANET HOME LENDING, LLC | 5 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.5% | — |
| 40 | BETTER MORTGAGE CORPORATION | 5 | 0.5% | — |
Top 40 of 126 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps