West Virginia · HMDA 2025
Mortgage lenders in Hancock County, WV
96 lenders reported 844 home-loan applications in Hancock County in 2025. 458 closed as loans ($62.6M), 158 were denied — a 24.8% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 46% of applications, led by HANCOCK COUNTY SAVINGS BANK, FSB, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 844
- Loans originated
- 458
- Purchase / refinance
- 267 / 93
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hancock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | HANCOCK COUNTY SAVINGS BANK, FSB, INC. | 255 | 30.2% | — |
| 2 | WesBanco Bank, Inc. 66 out of 100, Moderate | 72 | 8.5% | 20.1% |
| 3 | Rocket Mortgage, LLC | 62 | 7.3% | — |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 48 | 5.7% | 31.6% |
| 5 | Mortgage Research Center, LLC | 39 | 4.6% | — |
| 6 | AmeriSave Mortgage Corporation | 22 | 2.6% | — |
| 7 | Broker Solutions, Inc. | 20 | 2.4% | — |
| 8 | Loandepot.Com, LLC | 17 | 2.0% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 14 | 1.7% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 13 | 1.5% | 33.8% |
| 11 | NEWREZ LLC | 11 | 1.3% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.3% | — |
| 13 | PLANET HOME LENDING, LLC | 11 | 1.3% | — |
| 14 | POLARIS HOME FUNDING CORP. | 11 | 1.3% | — |
| 15 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 1.3% | — |
| 16 | First National Bank of Pennsylvania 64 out of 100, Moderate | 11 | 1.3% | 26.6% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.1% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 1.1% | 39.5% |
| 19 | FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION 96 out of 100, Very strong | 9 | 1.1% | 12.8% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.9% | 14.1% |
| 21 | FREEDOM MORTGAGE CORPORATION | 8 | 0.9% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 0.8% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.8% | 44.7% |
| 24 | United Bank 74 out of 100, Strong | 7 | 0.8% | 20.3% |
| 25 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 26 | Gateway First Bank 54 out of 100, Below average | 5 | 0.6% | 5.3% |
| 27 | AMERICAN FINANCING CORPORATION | 5 | 0.6% | — |
| 28 | CONSUMER REAL ESTATE FINANCE CO. | 5 | 0.6% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.5% | 32.9% |
| 31 | 21st Mortgage Corporation | 4 | 0.5% | — |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.5% | — |
| 33 | FIGURE LENDING LLC | 4 | 0.5% | — |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 4 | 0.5% | 19.1% |
| 35 | Clearview Federal Credit Union 69 out of 100, Moderate | 4 | 0.5% | 24.4% |
| 36 | PLAZA HOME MORTGAGE, INC. | 4 | 0.5% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 38 | First Commonwealth Bank 65 out of 100, Moderate | 4 | 0.5% | 26.5% |
| 39 | Discover Bank | 3 | 0.4% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
Top 40 of 96 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps