West Virginia · HMDA 2025
Mortgage lenders in Monroe County, WV
69 lenders reported 358 home-loan applications in Monroe County in 2025. 172 closed as loans ($26.3M), 63 were denied — a 26.0% denial rate on decided applications, close to the West Virginia rate of 26.6%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 358
- Loans originated
- 172
- Purchase / refinance
- 87 / 61
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 34 | 9.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 18 | 5.0% | — |
| 4 | The First National Bank of Peterstown 77 out of 100, Strong | 16 | 4.5% | 22.6% |
| 5 | Truist Bank 63 out of 100, Moderate | 14 | 3.9% | 40.8% |
| 6 | Broker Solutions, Inc. | 14 | 3.9% | — |
| 7 | Alcova Mortgage LLC | 14 | 3.9% | — |
| 8 | City National Bank of West Virginia 78 out of 100, Strong | 13 | 3.6% | 27.3% |
| 9 | Waterstone Mortgage Corporation | 13 | 3.6% | — |
| 10 | First Community Bank 75 out of 100, Strong | 12 | 3.4% | 30.8% |
| 11 | Atlantic Union Bank 73 out of 100, Strong | 12 | 3.4% | 23.3% |
| 12 | 21st Mortgage Corporation | 11 | 3.1% | — |
| 13 | Mortgage Research Center, LLC | 10 | 2.8% | — |
| 14 | Celco Community Federal Credit Union 85 out of 100, Very strong | 9 | 2.5% | 12.1% |
| 15 | NEWREZ LLC | 8 | 2.2% | — |
| 16 | AmeriSave Mortgage Corporation | 8 | 2.2% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 8 | 2.2% | — |
| 18 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 7 | 2.0% | 15.9% |
| 19 | Peoples Bank 67 out of 100, Moderate | 7 | 2.0% | 24.1% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.7% | 39.5% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.4% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.4% | — |
| 24 | PLANET HOME LENDING, LLC | 5 | 1.4% | — |
| 25 | STOCKTON MORTGAGE CORPORATION | 5 | 1.4% | — |
| 26 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 5 | 1.4% | 22.5% |
| 27 | The Huntington National Bank 59 out of 100, Moderate | 4 | 1.1% | 31.6% |
| 28 | MOVEMENT MORTGAGE, LLC | 4 | 1.1% | — |
| 29 | Loandepot.Com, LLC | 4 | 1.1% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 1.1% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 32 | Discover Bank | 3 | 0.8% | — |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.8% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.8% | 74.7% |
| 35 | ROYAL UNITED MORTGAGE LLC | 3 | 0.8% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 40 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.6% | 45.9% |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps