West Virginia · HMDA 2025
Mortgage lenders in Wetzel County, WV
71 lenders reported 354 home-loan applications in Wetzel County in 2025. 191 closed as loans ($29.4M), 64 were denied — a 24.3% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 42% of applications, led by BAYER HERITAGE CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 354
- Loans originated
- 191
- Purchase / refinance
- 91 / 55
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wetzel County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BAYER HERITAGE CREDIT UNION | 94 | 26.6% | — |
| 2 | WesBanco Bank, Inc. 66 out of 100, Moderate | 27 | 7.6% | 20.1% |
| 3 | Rocket Mortgage, LLC | 26 | 7.3% | — |
| 4 | Mortgage Research Center, LLC | 18 | 5.1% | — |
| 5 | Peoples Bank 67 out of 100, Moderate | 13 | 3.7% | 24.1% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 3.4% | — |
| 7 | First Exchange Bank 49 out of 100, Below average | 11 | 3.1% | 35.4% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.8% | — |
| 9 | PLANET HOME LENDING, LLC | 9 | 2.5% | — |
| 10 | UNION HOME MORTGAGE CORP. | 9 | 2.5% | — |
| 11 | 21st Mortgage Corporation | 7 | 2.0% | — |
| 12 | Loandepot.Com, LLC | 7 | 2.0% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.0% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 6 | 1.7% | 40.8% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 6 | 1.7% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 17 | AmeriSave Mortgage Corporation | 5 | 1.4% | — |
| 18 | NEWREZ LLC | 4 | 1.1% | — |
| 19 | Broker Solutions, Inc. | 4 | 1.1% | — |
| 20 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.8% | 31.6% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 22 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 23 | Click n' Close, Inc. | 3 | 0.8% | — |
| 24 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.8% | 74.7% |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.8% | — |
| 26 | OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 72 out of 100, Strong | 3 | 0.8% | 8.8% |
| 27 | UNIFIED BANK 62 out of 100, Moderate | 2 | 0.6% | 14.8% |
| 28 | MidFirst Bank 34 out of 100, Low | 2 | 0.6% | 16.3% |
| 29 | Gateway First Bank 54 out of 100, Below average | 2 | 0.6% | 5.3% |
| 30 | SUN WEST MORTGAGE COMPANY, INC. | 2 | 0.6% | — |
| 31 | TAMMAC HOLDINGS CORPORATION | 2 | 0.6% | — |
| 32 | EQUITY RESOURCES, INC. | 2 | 0.6% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
| 34 | DATA MORTGAGE, INC. | 2 | 0.6% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.3% | 22.2% |
| 37 | MOVEMENT MORTGAGE, LLC | 1 | 0.3% | — |
| 38 | Discover Bank | 1 | 0.3% | — |
| 39 | GUARANTEED RATE, INC. | 1 | 0.3% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.3% | 33.8% |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps