Alabama · HMDA 2025
Mortgage lenders in Escambia County, AL
153 lenders reported 1,198 home-loan applications in Escambia County in 2025. 506 closed as loans ($82.4M), 277 were denied — a 33.5% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,198
- Loans originated
- 506
- Purchase / refinance
- 290 / 150
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Escambia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 125 | 10.4% | — |
| 2 | Rocket Mortgage, LLC | 77 | 6.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 5.1% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 57 | 4.8% | 43.1% |
| 5 | Gulf Winds Credit Union 69 out of 100, Moderate | 57 | 4.8% | 27.1% |
| 6 | Fairway Independent Mortgage Corporation | 54 | 4.5% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 3.3% | 32.9% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 28 | 2.3% | — |
| 9 | FirstBank 59 out of 100, Moderate | 27 | 2.3% | 42.8% |
| 10 | Trustmark National Bank 62 out of 100, Moderate | 26 | 2.2% | 14.7% |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 25 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 24 | 2.0% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 22 | 1.8% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 1.7% | — |
| 15 | First Suncoast Trust BancShares, Inc. | 20 | 1.7% | — |
| 16 | ALABAMA ONE | 20 | 1.7% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 19 | 1.6% | 40.8% |
| 18 | AmeriSave Mortgage Corporation | 19 | 1.6% | — |
| 19 | Broker Solutions, Inc. | 18 | 1.5% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 18 | 1.5% | — |
| 22 | NEWREZ LLC | 17 | 1.4% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.3% | 14.1% |
| 24 | United Bank 74 out of 100, Strong | 14 | 1.2% | 20.3% |
| 25 | NEW DAY FINANCIAL, LLC | 13 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 11 | 0.9% | — |
| 28 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 11 | 0.9% | 43.3% |
| 29 | STOCKTON MORTGAGE CORPORATION | 11 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 10 | 0.8% | — |
| 31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 0.8% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 34 | Pen Air Credit Union | 8 | 0.7% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.7% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.7% | — |
| 37 | SUCCESS MORTGAGE PARTNERS, INC. | 8 | 0.7% | — |
| 38 | Bryant Bank 72 out of 100, Strong | 7 | 0.6% | 7.7% |
| 39 | SPRING EQ, LLC | 6 | 0.5% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 6 | 0.5% | 3.0% |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps