Alabama · HMDA 2025
Mortgage lenders in Lauderdale County, AL
228 lenders reported 4,208 home-loan applications in Lauderdale County in 2025. 2,433 closed as loans ($490.4M), 565 were denied — a 18.0% denial rate on decided applications, below the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by Bank Independent. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,208
- Loans originated
- 2,433
- Purchase / refinance
- 1,122 / 932
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lauderdale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank Independent | 477 | 11.3% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 230 | 5.5% | 43.1% |
| 3 | Listerhill Credit Union 69 out of 100, Moderate | 228 | 5.4% | 3.5% |
| 4 | Rocket Mortgage, LLC | 208 | 4.9% | — |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 178 | 4.2% | 14.7% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 177 | 4.2% | — |
| 7 | Assurance Financial Group, L.L.C. | 130 | 3.1% | — |
| 8 | NEWREZ LLC | 94 | 2.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 85 | 2.0% | — |
| 10 | PHH Mortgage Corporation | 82 | 1.9% | — |
| 11 | TOWNE MORTGAGE COMPANY | 80 | 1.9% | — |
| 12 | First Metro Bank 84 out of 100, Strong | 74 | 1.8% | 7.7% |
| 13 | United Community Bank 67 out of 100, Moderate | 70 | 1.7% | 25.4% |
| 14 | Mortgage Research Center, LLC | 67 | 1.6% | — |
| 15 | 21st Mortgage Corporation | 66 | 1.6% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 62 | 1.5% | — |
| 17 | PLANET HOME LENDING, LLC | 61 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 57 | 1.4% | — |
| 19 | First Southern Bank 18 out of 100, Low | 57 | 1.4% | 8.2% |
| 20 | TVA COMMUNITY CREDIT UNION 90 out of 100, Very strong | 52 | 1.2% | 7.7% |
| 21 | Renasant Bank 64 out of 100, Moderate | 52 | 1.2% | 11.6% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 1.2% | 14.1% |
| 23 | Broker Solutions, Inc. | 51 | 1.2% | — |
| 24 | First Federal Bank, A FSB 55 out of 100, Moderate | 51 | 1.2% | 4.5% |
| 25 | CB&S Bank, Inc. | 48 | 1.1% | — |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 1.1% | — |
| 27 | River Bank & Trust | 47 | 1.1% | — |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 46 | 1.1% | — |
| 29 | Loandepot.Com, LLC | 45 | 1.1% | — |
| 30 | Wolfe Financial, Inc | 43 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 1.0% | 32.9% |
| 32 | REDSTONE Federal Credit Union 85 out of 100, Very strong | 41 | 1.0% | 23.2% |
| 33 | NATIONSTAR MORTGAGE LLC | 39 | 0.9% | — |
| 34 | AmeriSave Mortgage Corporation | 37 | 0.9% | — |
| 35 | SPRING EQ, LLC | 36 | 0.9% | — |
| 36 | Truist Bank 63 out of 100, Moderate | 35 | 0.8% | 40.8% |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 0.8% | 39.5% |
| 38 | SOUTHWEST FUNDING, LP | 32 | 0.8% | — |
| 39 | FirstBank 59 out of 100, Moderate | 31 | 0.7% | 42.8% |
| 40 | FIGURE LENDING LLC | 30 | 0.7% | — |
Top 40 of 228 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps