Florida · HMDA 2025
Mortgage lenders in Walton County, FL
556 lenders reported 7,834 home-loan applications in Walton County in 2025. 3,902 closed as loans ($2.5B), 1,283 were denied — a 23.7% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,834
- Loans originated
- 3,902
- Purchase / refinance
- 2,531 / 878
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 332 | 4.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 330 | 4.2% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 318 | 4.1% | — |
| 4 | 21st Mortgage Corporation | 285 | 3.6% | — |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 258 | 3.3% | — |
| 6 | Rocket Mortgage, LLC | 253 | 3.2% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 237 | 3.0% | 43.1% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 215 | 2.7% | 14.1% |
| 9 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 149 | 1.9% | 43.3% |
| 10 | NEWREZ LLC | 137 | 1.7% | — |
| 11 | Trustmark National Bank 62 out of 100, Moderate | 128 | 1.6% | 14.7% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 120 | 1.5% | 44.7% |
| 13 | DSLD MORTGAGE, LLC | 120 | 1.5% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 119 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 113 | 1.4% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 96 | 1.2% | — |
| 17 | Mortgage Research Center, LLC | 87 | 1.1% | — |
| 18 | Cadence Bank | 87 | 1.1% | — |
| 19 | Community Bank of Mississippi 64 out of 100, Moderate | 85 | 1.1% | 9.7% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 84 | 1.1% | 32.9% |
| 21 | Truist Bank 63 out of 100, Moderate | 84 | 1.1% | 40.8% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 81 | 1.0% | — |
| 23 | SouthState Bank, National Association 68 out of 100, Moderate | 81 | 1.0% | 23.3% |
| 24 | Citizens Bank, National Association 54 out of 100, Below average | 79 | 1.0% | 32.5% |
| 25 | United Community Bank 67 out of 100, Moderate | 79 | 1.0% | 25.4% |
| 26 | Renasant Bank 64 out of 100, Moderate | 75 | 1.0% | 11.6% |
| 27 | FIGURE LENDING LLC | 73 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 69 | 0.9% | — |
| 29 | BankPlus 71 out of 100, Strong | 59 | 0.8% | 12.2% |
| 30 | MOVEMENT MORTGAGE, LLC | 56 | 0.7% | — |
| 31 | FBC MORTGAGE, LLC | 55 | 0.7% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 55 | 0.7% | — |
| 33 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 53 | 0.7% | 25.2% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 52 | 0.7% | 39.5% |
| 35 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 52 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 51 | 0.7% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 47 | 0.6% | 22.2% |
| 38 | Fairway Independent Mortgage Corporation | 47 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 47 | 0.6% | — |
| 40 | Northpointe Bank 58 out of 100, Moderate | 47 | 0.6% | 10.4% |
Top 40 of 556 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps