Iowa · HMDA 2025
Mortgage lenders in Cedar County, IA
113 lenders reported 938 home-loan applications in Cedar County in 2025. 527 closed as loans ($91.7M), 132 were denied — a 19.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 34% of applications, led by GREENSTATE Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 938
- Loans originated
- 527
- Purchase / refinance
- 286 / 136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cedar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 182 | 19.4% | 10.1% |
| 2 | Hills Bank and Trust Company 84 out of 100, Strong | 82 | 8.7% | 6.6% |
| 3 | Fidelity Bank & Trust 55 out of 100, Moderate | 51 | 5.4% | 4.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 34 | 3.6% | — |
| 5 | Rocket Mortgage, LLC | 31 | 3.3% | — |
| 6 | IOWA BANKERS MORTGAGE CORPORATION | 31 | 3.3% | — |
| 7 | RESIDENTIAL MORTGAGE NETWORK, INC. | 31 | 3.3% | — |
| 8 | Broker Solutions, Inc. | 27 | 2.9% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 27 | 2.9% | — |
| 10 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 26 | 2.8% | 11.2% |
| 11 | 21st Mortgage Corporation | 25 | 2.7% | — |
| 12 | Collins Community Credit Union 31 out of 100, Low | 20 | 2.1% | 19.3% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 2.0% | — |
| 14 | NEWREZ LLC | 14 | 1.5% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 1.5% | 39.5% |
| 16 | PLANET HOME LENDING, LLC | 13 | 1.4% | — |
| 17 | Mortgage Research Center, LLC | 12 | 1.3% | — |
| 18 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 12 | 1.3% | 14.5% |
| 19 | MidWestOne Bank | 12 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 11 | 1.2% | — |
| 21 | CBI Bank & Trust | 11 | 1.2% | — |
| 22 | ASCENTRA Credit Union 63 out of 100, Moderate | 11 | 1.2% | 18.5% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.1% | — |
| 24 | DUPACO COMMUNITY | 10 | 1.1% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 1.0% | 32.5% |
| 26 | Coastal Community Bank 35 out of 100, Low | 9 | 1.0% | 3.0% |
| 27 | Bridge Community Bank 74 out of 100, Strong | 8 | 0.9% | 2.2% |
| 28 | WEST GATE BANK 72 out of 100, Strong | 8 | 0.9% | 4.8% |
| 29 | Mount Vernon Bank and Trust Company 82 out of 100, Strong | 8 | 0.9% | 0.7% |
| 30 | Empeople Credit Union 58 out of 100, Moderate | 7 | 0.7% | 25.7% |
| 31 | FREEDOM MORTGAGE CORPORATION | 7 | 0.7% | — |
| 32 | MLD MORTGAGE INC. | 6 | 0.6% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 34 | AmeriSave Mortgage Corporation | 5 | 0.5% | — |
| 35 | Zippy Loans, LLC | 5 | 0.5% | — |
| 36 | Farm Credit Mid-America | 5 | 0.5% | — |
| 37 | LINN AREA | 5 | 0.5% | — |
| 38 | Waterstone Mortgage Corporation | 5 | 0.5% | — |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.4% | 31.6% |
| 40 | GUILD MORTGAGE COMPANY | 4 | 0.4% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps