Iowa · HMDA 2025
Mortgage lenders in Hancock County, IA
60 lenders reported 214 home-loan applications in Hancock County in 2025. 143 closed as loans ($23.2M), 19 were denied — a 11.2% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 35% of applications, led by Reliance State Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 214
- Loans originated
- 143
- Purchase / refinance
- 87 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hancock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Reliance State Bank 43 out of 100, Below average | 28 | 13.1% | 7.0% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 26 | 12.1% | — |
| 3 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 20 | 9.3% | 1.2% |
| 4 | Rocket Mortgage, LLC | 16 | 7.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 9 | 4.2% | — |
| 6 | Flanagan State Bank 67 out of 100, Moderate | 8 | 3.7% | 14.2% |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 7 | 3.3% | 11.2% |
| 8 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 3.3% | 10.0% |
| 9 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | 3.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.3% | — |
| 11 | AmeriSave Mortgage Corporation | 4 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 4 | 1.9% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.9% | 39.5% |
| 14 | NEWREZ LLC | 3 | 1.4% | — |
| 15 | Broker Solutions, Inc. | 3 | 1.4% | — |
| 16 | Servion, Inc. | 3 | 1.4% | — |
| 17 | Bankers' Bank 69 out of 100, Moderate | 3 | 1.4% | 13.0% |
| 18 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.4% | — |
| 19 | ROYAL UNITED MORTGAGE LLC | 3 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.9% | 14.1% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.9% | 44.7% |
| 23 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 24 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 2 | 0.9% | 5.1% |
| 25 | HOMESERVICES LENDING, LLC | 2 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 2 | 0.9% | — |
| 27 | Bank Iowa 54 out of 100, Below average | 2 | 0.9% | 10.7% |
| 28 | Northwest Bank 70 out of 100, Strong | 2 | 0.9% | 6.0% |
| 29 | LOWER, LLC | 2 | 0.9% | — |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.5% | 31.6% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 32 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 33 | Regions Bank 64 out of 100, Moderate | 1 | 0.5% | 43.1% |
| 34 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 35 | Unitus Community Credit Union 63 out of 100, Moderate | 1 | 0.5% | 40.1% |
| 36 | Premier Credit Union 51 out of 100, Below average | 1 | 0.5% | 13.8% |
| 37 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 1 | 0.5% | 18.2% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 39 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 1 | 0.5% | 8.4% |
| 40 | FIGURE LENDING LLC | 1 | 0.5% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps