Iowa · HMDA 2025
Mortgage lenders in Iowa County, IA
80 lenders reported 708 home-loan applications in Iowa County in 2025. 472 closed as loans ($68.0M), 73 were denied — a 13.1% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 46% of applications, led by GREENSTATE Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 708
- Loans originated
- 472
- Purchase / refinance
- 242 / 123
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iowa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 190 | 26.8% | 10.1% |
| 2 | Hills Bank and Trust Company 84 out of 100, Strong | 102 | 14.4% | 6.6% |
| 3 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 33 | 4.7% | 11.2% |
| 4 | Rocket Mortgage, LLC | 27 | 3.8% | — |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 24 | 3.4% | — |
| 6 | MidWestOne Bank | 21 | 3.0% | — |
| 7 | RESIDENTIAL MORTGAGE NETWORK, INC. | 21 | 3.0% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 2.7% | 39.5% |
| 9 | DUPACO COMMUNITY | 18 | 2.5% | — |
| 10 | Collins Community Credit Union 31 out of 100, Low | 16 | 2.3% | 19.3% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 15 | 2.1% | — |
| 12 | Keystone Savings Bank 60 out of 100, Moderate | 13 | 1.8% | 4.1% |
| 13 | PLANET HOME LENDING, LLC | 11 | 1.6% | — |
| 14 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 11 | 1.6% | 15.4% |
| 15 | Truist Bank 63 out of 100, Moderate | 10 | 1.4% | 40.8% |
| 16 | Mortgage Research Center, LLC | 10 | 1.4% | — |
| 17 | NEWREZ LLC | 9 | 1.3% | — |
| 18 | Loandepot.Com, LLC | 9 | 1.3% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.3% | — |
| 20 | LINN AREA | 9 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 8 | 1.1% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 1.0% | 32.5% |
| 23 | MLD MORTGAGE INC. | 7 | 1.0% | — |
| 24 | Grinnell State Bank 67 out of 100, Moderate | 6 | 0.8% | 0.0% |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.7% | 31.6% |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.7% | — |
| 27 | SPRING EQ, LLC | 5 | 0.7% | — |
| 28 | First State Bank 75 out of 100, Strong | 4 | 0.6% | 0.5% |
| 29 | CBI Bank & Trust | 4 | 0.6% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.6% | — |
| 32 | AmeriSave Mortgage Corporation | 3 | 0.4% | — |
| 33 | GUILD MORTGAGE COMPANY | 3 | 0.4% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.4% | — |
| 35 | HOMESERVICES LENDING, LLC | 3 | 0.4% | — |
| 36 | WEST GATE BANK 72 out of 100, Strong | 3 | 0.4% | 4.8% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.3% | 22.2% |
| 38 | Lendage, LLC | 2 | 0.3% | — |
| 39 | FIGURE LENDING LLC | 2 | 0.3% | — |
| 40 | Bridge Community Bank 74 out of 100, Strong | 2 | 0.3% | 2.2% |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps