Iowa · HMDA 2025
Mortgage lenders in Jones County, IA
99 lenders reported 685 home-loan applications in Jones County in 2025. 419 closed as loans ($64.3M), 92 were denied — a 17.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 27% of applications, led by GREENSTATE Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 685
- Loans originated
- 419
- Purchase / refinance
- 212 / 117
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jones County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 84 | 12.3% | 10.1% |
| 2 | DUPACO COMMUNITY | 50 | 7.3% | — |
| 3 | Citizens State Bank 66 out of 100, Moderate | 49 | 7.2% | 4.9% |
| 4 | Fidelity Bank & Trust 55 out of 100, Moderate | 39 | 5.7% | 4.5% |
| 5 | Ohnward Bank & Trust | 33 | 4.8% | — |
| 6 | IOWA BANKERS MORTGAGE CORPORATION | 31 | 4.5% | — |
| 7 | Rocket Mortgage, LLC | 25 | 3.6% | — |
| 8 | Collins Community Credit Union 31 out of 100, Low | 24 | 3.5% | 19.3% |
| 9 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 22 | 3.2% | 11.2% |
| 10 | Hills Bank and Trust Company 84 out of 100, Strong | 22 | 3.2% | 6.6% |
| 11 | Farmers & Merchants Savings Bank 61 out of 100, Moderate | 21 | 3.1% | 5.3% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.6% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.6% | — |
| 14 | NEWREZ LLC | 13 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 13 | 1.9% | — |
| 16 | CMG MORTGAGE, INC. | 11 | 1.6% | — |
| 17 | Du Trac Community Credit Union | 10 | 1.5% | — |
| 18 | Loandepot.Com, LLC | 9 | 1.3% | — |
| 19 | LINN AREA | 9 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 8 | 1.2% | — |
| 21 | Mount Vernon Bank and Trust Company 82 out of 100, Strong | 8 | 1.2% | 0.7% |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.0% | 39.5% |
| 23 | PLANET HOME LENDING, LLC | 7 | 1.0% | — |
| 24 | RESIDENTIAL MORTGAGE NETWORK, INC. | 7 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 7 | 1.0% | 3.0% |
| 26 | GUILD MORTGAGE COMPANY | 6 | 0.9% | — |
| 27 | FLAT BRANCH MORTGAGE, INC. | 6 | 0.9% | — |
| 28 | NEW DAY FINANCIAL, LLC | 6 | 0.9% | — |
| 29 | Waterstone Mortgage Corporation | 6 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 4 | 0.6% | 43.1% |
| 32 | Mortgage Research Center, LLC | 4 | 0.6% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.6% | — |
| 34 | Community Savings Bank 65 out of 100, Moderate | 4 | 0.6% | 16.2% |
| 35 | MLD MORTGAGE INC. | 4 | 0.6% | — |
| 36 | Farmers State Bank 91 out of 100, Very strong | 4 | 0.6% | 6.3% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.4% | 32.5% |
| 38 | Empeople Credit Union 58 out of 100, Moderate | 3 | 0.4% | 25.7% |
| 39 | FIRST | 3 | 0.4% | — |
| 40 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.3% | 31.6% |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps