Iowa · HMDA 2025
Mortgage lenders in Pocahontas County, IA
46 lenders reported 171 home-loan applications in Pocahontas County in 2025. 105 closed as loans ($13.3M), 24 were denied — a 18.5% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 30% of applications, led by United Bank of Iowa. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 171
- Loans originated
- 105
- Purchase / refinance
- 64 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pocahontas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank of Iowa 73 out of 100, Strong | 31 | 18.1% | 21.4% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 12 | 7.0% | — |
| 3 | Bank Iowa 54 out of 100, Below average | 8 | 4.7% | 10.7% |
| 4 | Rocket Mortgage, LLC | 7 | 4.1% | — |
| 5 | Northwest Bank 70 out of 100, Strong | 7 | 4.1% | 6.0% |
| 6 | GREENSTATE Credit Union 50 out of 100, Below average | 7 | 4.1% | 10.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 6 | 3.5% | — |
| 8 | Bankers' Bank 69 out of 100, Moderate | 6 | 3.5% | 13.0% |
| 9 | Availa Bank 65 out of 100, Moderate | 6 | 3.5% | 5.3% |
| 10 | NEWREZ LLC | 5 | 2.9% | — |
| 11 | Broker Solutions, Inc. | 5 | 2.9% | — |
| 12 | Mortgage Research Center, LLC | 5 | 2.9% | — |
| 13 | PLANET HOME LENDING, LLC | 5 | 2.9% | — |
| 14 | Central Bank 65 out of 100, Moderate | 5 | 2.9% | 5.5% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.3% | — |
| 16 | AmeriSave Mortgage Corporation | 4 | 2.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 4 | 2.3% | — |
| 18 | Loandepot.Com, LLC | 3 | 1.8% | — |
| 19 | Community Choice Credit Union | 3 | 1.8% | — |
| 20 | FRONTIER FINANCIAL, INC. | 3 | 1.8% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.2% | 14.1% |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.2% | 39.5% |
| 23 | FIGURE LENDING LLC | 2 | 1.2% | — |
| 24 | Servion, Inc. | 2 | 1.2% | — |
| 25 | HOMESERVICES LENDING, LLC | 2 | 1.2% | — |
| 26 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 1.2% | 8.6% |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 1.2% | — |
| 28 | WEST GATE BANK 72 out of 100, Strong | 2 | 1.2% | 4.8% |
| 29 | FIRST | 2 | 1.2% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.6% | 32.9% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 33 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.6% | 14.2% |
| 34 | National Police Federal Credit Union effective | 1 | 0.6% | — |
| 35 | Community Savings Bank 65 out of 100, Moderate | 1 | 0.6% | 16.2% |
| 36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.6% | — |
| 37 | Gateway First Bank 54 out of 100, Below average | 1 | 0.6% | 5.3% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 39 | Farm Credit Mid-America | 1 | 0.6% | — |
| 40 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1 | 0.6% | 11.2% |
Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps