Iowa · HMDA 2025
Mortgage lenders in Washington County, IA
85 lenders reported 1,077 home-loan applications in Washington County in 2025. 699 closed as loans ($106.9M), 117 were denied — a 13.7% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 53% of applications, led by Hills Bank and Trust Company. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,077
- Loans originated
- 699
- Purchase / refinance
- 370 / 176
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Hills Bank and Trust Company 84 out of 100, Strong | 302 | 28.0% | 6.6% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 184 | 17.1% | 10.1% |
| 3 | Washington State Bank 78 out of 100, Strong | 83 | 7.7% | 4.3% |
| 4 | RESIDENTIAL MORTGAGE NETWORK, INC. | 52 | 4.8% | — |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 43 | 4.0% | — |
| 6 | Federation Bank 83 out of 100, Strong | 26 | 2.4% | 7.4% |
| 7 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 26 | 2.4% | 15.4% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 22 | 2.0% | — |
| 9 | CBI Bank & Trust | 22 | 2.0% | — |
| 10 | Rocket Mortgage, LLC | 18 | 1.7% | — |
| 11 | AmeriSave Mortgage Corporation | 17 | 1.6% | — |
| 12 | 21st Mortgage Corporation | 15 | 1.4% | — |
| 13 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 15 | 1.4% | 11.2% |
| 14 | PLANET HOME LENDING, LLC | 14 | 1.3% | — |
| 15 | Mortgage Research Center, LLC | 11 | 1.0% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 10 | 0.9% | 40.8% |
| 17 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.9% | 32.5% |
| 18 | FREEDOM MORTGAGE CORPORATION | 9 | 0.8% | — |
| 19 | NEWREZ LLC | 8 | 0.7% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 0.7% | — |
| 21 | Broker Solutions, Inc. | 8 | 0.7% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.7% | — |
| 23 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 24 | GUILD MORTGAGE COMPANY | 7 | 0.6% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.6% | 39.5% |
| 26 | Collins Community Credit Union 31 out of 100, Low | 7 | 0.6% | 19.3% |
| 27 | Coastal Community Bank 35 out of 100, Low | 7 | 0.6% | 3.0% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.6% | 32.9% |
| 29 | NATIONSTAR MORTGAGE LLC | 6 | 0.6% | — |
| 30 | MidWestOne Bank | 6 | 0.6% | — |
| 31 | WEST GATE BANK 72 out of 100, Strong | 6 | 0.6% | 4.8% |
| 32 | Two Rivers Bank & Trust | 6 | 0.6% | — |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 5 | 0.5% | 31.6% |
| 34 | Loandepot.Com, LLC | 5 | 0.5% | — |
| 35 | Gateway First Bank 54 out of 100, Below average | 5 | 0.5% | 5.3% |
| 36 | DUPACO COMMUNITY | 5 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
| 38 | SPRING EQ, LLC | 4 | 0.4% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 3 | 0.3% | — |
| 40 | Community Choice Credit Union | 3 | 0.3% | — |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps