Montana · HMDA 2025
Mortgage lenders in Powell County, MT
63 lenders reported 175 home-loan applications in Powell County in 2025. 90 closed as loans ($32.4M), 27 were denied — a 22.5% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 175
- Loans originated
- 90
- Purchase / refinance
- 46 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Powell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 16 | 9.1% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 11 | 6.3% | 20.0% |
| 3 | Mortgage Research Center, LLC | 9 | 5.1% | — |
| 4 | Stockman Bank of Montana 71 out of 100, Strong | 7 | 4.0% | 7.6% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 3.4% | — |
| 6 | Broker Solutions, Inc. | 6 | 3.4% | — |
| 7 | GUILD MORTGAGE COMPANY | 6 | 3.4% | — |
| 8 | Opportunity Bank of Montana 71 out of 100, Strong | 6 | 3.4% | 12.0% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 2.9% | 14.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 5 | 2.9% | — |
| 11 | UNION HOME MORTGAGE CORP. | 5 | 2.9% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.3% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.3% | 39.5% |
| 14 | Horizon Federally Insured State-Chartered Credit Union | 4 | 2.3% | — |
| 15 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 2.3% | — |
| 16 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 2.3% | — |
| 17 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 2.3% | 37.2% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.7% | 32.9% |
| 19 | Loandepot.Com, LLC | 3 | 1.7% | — |
| 20 | GUARANTEED RATE, INC. | 3 | 1.7% | — |
| 21 | Sunflower Bank, National Association 51 out of 100, Below average | 3 | 1.7% | 5.8% |
| 22 | Rocky Mountain Credit Union 53 out of 100, Below average | 3 | 1.7% | 18.0% |
| 23 | Equity Prime Mortgage LLC | 3 | 1.7% | — |
| 24 | 21st Mortgage Corporation | 2 | 1.1% | — |
| 25 | NEWREZ LLC | 2 | 1.1% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.1% | 22.2% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.1% | 44.7% |
| 28 | SPRING EQ, LLC | 2 | 1.1% | — |
| 29 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.1% | — |
| 30 | Mountain America Federal Credit Union 56 out of 100, Moderate | 2 | 1.1% | 45.0% |
| 31 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 32 | LOWER, LLC | 2 | 1.1% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.1% | — |
| 34 | PHH Mortgage Corporation | 2 | 1.1% | — |
| 35 | CMG MORTGAGE, INC. | 1 | 0.6% | — |
| 36 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.6% | 31.6% |
| 37 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 38 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 40 | BNY Mellon, National Association 57 out of 100, Moderate | 1 | 0.6% | 7.0% |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps