Montana · HMDA 2025
Mortgage lenders in Roosevelt County, MT
33 lenders reported 108 home-loan applications in Roosevelt County in 2025. 59 closed as loans ($8.4M), 25 were denied — a 29.1% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 42% of applications, led by Opportunity Bank of Montana. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 108
- Loans originated
- 59
- Purchase / refinance
- 31 / 15
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roosevelt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Opportunity Bank of Montana 71 out of 100, Strong | 26 | 24.1% | 12.0% |
| 2 | Rocket Mortgage, LLC | 12 | 11.1% | — |
| 3 | Independence Bank 84 out of 100, Strong | 7 | 6.5% | 9.9% |
| 4 | Stockman Bank of Montana 71 out of 100, Strong | 6 | 5.6% | 7.6% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 4.6% | — |
| 6 | Mortgage Research Center, LLC | 5 | 4.6% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 3.7% | 32.9% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.7% | — |
| 9 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 2.8% | 22.2% |
| 10 | Click n' Close, Inc. | 3 | 2.8% | — |
| 11 | Gate City Bank | 3 | 2.8% | — |
| 12 | 21st Mortgage Corporation | 2 | 1.9% | — |
| 13 | NEWREZ LLC | 2 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.9% | 14.1% |
| 15 | Loandepot.Com, LLC | 2 | 1.9% | — |
| 16 | AmeriSave Mortgage Corporation | 2 | 1.9% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.9% | — |
| 18 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.9% | — |
| 19 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.9% | 37.2% |
| 20 | Fairway Independent Mortgage Corporation | 1 | 0.9% | — |
| 21 | Broker Solutions, Inc. | 1 | 0.9% | — |
| 22 | GUARANTEED RATE, INC. | 1 | 0.9% | — |
| 23 | Freedom Northwest Credit Union 82 out of 100, Strong | 1 | 0.9% | 0.0% |
| 24 | FIGURE LENDING LLC | 1 | 0.9% | — |
| 25 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.9% | — |
| 26 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1 | 0.9% | 45.0% |
| 27 | Glacier Bank 68 out of 100, Moderate | 1 | 0.9% | 20.0% |
| 28 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | 0.9% | — |
| 29 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1 | 0.9% | 11.2% |
| 30 | PLAZA HOME MORTGAGE, INC. | 1 | 0.9% | — |
| 31 | VERITAS FUNDING, LLC | 1 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 0.9% | — |
| 33 | VALLEY FINANCIAL CREDIT UNION 71 out of 100, Strong | 1 | 0.9% | 23.6% |
Top 33 of 33 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps