Montana · HMDA 2025
Mortgage lenders in Stillwater County, MT
86 lenders reported 467 home-loan applications in Stillwater County in 2025. 254 closed as loans ($73.1M), 64 were denied — a 19.0% denial rate on decided applications, close to the Montana rate of 18.7%. The three most active lenders handled 22% of applications, led by Altana Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 467
- Loans originated
- 254
- Purchase / refinance
- 124 / 86
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stillwater County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Altana Federal Credit Union 66 out of 100, Moderate | 45 | 9.6% | 19.1% |
| 2 | Rocket Mortgage, LLC | 31 | 6.6% | — |
| 3 | The Yellowstone Bank | 27 | 5.8% | — |
| 4 | Stockman Bank of Montana 71 out of 100, Strong | 21 | 4.5% | 7.6% |
| 5 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 20 | 4.3% | — |
| 6 | Glacier Bank 68 out of 100, Moderate | 18 | 3.9% | 20.0% |
| 7 | GUARANTEED RATE, INC. | 16 | 3.4% | — |
| 8 | VALLEY FINANCIAL CREDIT UNION 71 out of 100, Strong | 16 | 3.4% | 23.6% |
| 9 | First Interstate Bank 62 out of 100, Moderate | 14 | 3.0% | 29.4% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 2.8% | — |
| 11 | GUILD MORTGAGE COMPANY | 13 | 2.8% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.6% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 12 | 2.6% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 2.4% | 39.5% |
| 15 | NEWREZ LLC | 10 | 2.1% | — |
| 16 | Mortgage Research Center, LLC | 10 | 2.1% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 9 | 1.9% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.7% | 14.1% |
| 19 | AmeriSave Mortgage Corporation | 7 | 1.5% | — |
| 20 | Opportunity Bank of Montana 71 out of 100, Strong | 7 | 1.5% | 12.0% |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.5% | — |
| 22 | Bravera Bank 67 out of 100, Moderate | 6 | 1.3% | 2.2% |
| 23 | CMG MORTGAGE, INC. | 5 | 1.1% | — |
| 24 | AMERICAN FINANCING CORPORATION | 5 | 1.1% | — |
| 25 | Servion, Inc. | 5 | 1.1% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.1% | — |
| 27 | WEST GATE BANK 72 out of 100, Strong | 5 | 1.1% | 4.8% |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 1.1% | 37.2% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.9% | 32.9% |
| 30 | Broker Solutions, Inc. | 4 | 0.9% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.9% | — |
| 32 | Mountain America Federal Credit Union 56 out of 100, Moderate | 4 | 0.9% | 45.0% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.9% | — |
| 34 | LOWER, LLC | 4 | 0.9% | — |
| 35 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 0.9% | — |
| 36 | Truist Bank 63 out of 100, Moderate | 3 | 0.6% | 40.8% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.6% | — |
| 40 | KIND LENDING, LLC | 3 | 0.6% | — |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps