Ohio · HMDA 2025
Mortgage lenders in Ashland County, OH
185 lenders reported 2,038 home-loan applications in Ashland County in 2025. 1,143 closed as loans ($190.7M), 346 were denied — a 22.2% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 29% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,038
- Loans originated
- 1,143
- Purchase / refinance
- 531 / 345
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ashland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 314 | 15.4% | 31.6% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 138 | 6.8% | — |
| 3 | The Park National Bank 72 out of 100, Strong | 133 | 6.5% | 19.0% |
| 4 | Rocket Mortgage, LLC | 121 | 5.9% | — |
| 5 | MECHANICS BANK 61 out of 100, Moderate | 89 | 4.4% | 3.7% |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 82 | 4.0% | 33.8% |
| 7 | Directions Credit Union, Inc. 68 out of 100, Moderate | 54 | 2.6% | 20.9% |
| 8 | THE EQUITABLE MORTGAGE CORPORATION | 47 | 2.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.9% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 39 | 1.9% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 1.8% | 39.5% |
| 12 | UNION HOME MORTGAGE CORP. | 37 | 1.8% | — |
| 13 | Mortgage Research Center, LLC | 36 | 1.8% | — |
| 14 | NEWREZ LLC | 33 | 1.6% | — |
| 15 | Fairway Independent Mortgage Corporation | 31 | 1.5% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 28 | 1.4% | — |
| 18 | FIGURE LENDING LLC | 27 | 1.3% | — |
| 19 | Main Street Bank Corp | 26 | 1.3% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.2% | — |
| 21 | Fifth Third Bank, National Association 62 out of 100, Moderate | 24 | 1.2% | 34.0% |
| 22 | SPRING EQ, LLC | 23 | 1.1% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 21 | 1.0% | 3.0% |
| 24 | Broker Solutions, Inc. | 20 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 19 | 0.9% | — |
| 26 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 18 | 0.9% | 35.5% |
| 27 | AmeriSave Mortgage Corporation | 17 | 0.8% | — |
| 28 | Farm Credit Mid-America | 17 | 0.8% | — |
| 29 | Civista Bank 75 out of 100, Strong | 17 | 0.8% | 12.5% |
| 30 | FREEDOM MORTGAGE CORPORATION | 17 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.8% | 32.9% |
| 32 | WesBanco Bank, Inc. 66 out of 100, Moderate | 16 | 0.8% | 20.1% |
| 33 | Discover Bank | 13 | 0.6% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 0.6% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 12 | 0.6% | — |
| 36 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 0.6% | — |
| 37 | 21st Mortgage Corporation | 11 | 0.5% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 0.5% | 32.5% |
| 39 | PLANET HOME LENDING, LLC | 10 | 0.5% | — |
| 40 | The Farmers National Bank of Canfield 63 out of 100, Moderate | 10 | 0.5% | 15.7% |
Top 40 of 185 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps