Ohio · HMDA 2025
Mortgage lenders in Ashtabula County, OH
229 lenders reported 4,022 home-loan applications in Ashtabula County in 2025. 2,097 closed as loans ($318.0M), 825 were denied — a 27.2% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 31% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,022
- Loans originated
- 2,097
- Purchase / refinance
- 895 / 704
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ashtabula County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 769 | 19.1% | 31.6% |
| 2 | Rocket Mortgage, LLC | 239 | 5.9% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 223 | 5.5% | — |
| 4 | The Andover Bank 72 out of 100, Strong | 187 | 4.6% | 19.0% |
| 5 | The Middlefield Banking Company | 158 | 3.9% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 118 | 2.9% | 39.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 2.8% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 109 | 2.7% | — |
| 9 | UNION HOME MORTGAGE CORP. | 96 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 80 | 2.0% | — |
| 11 | Ixonia Bank 67 out of 100, Moderate | 72 | 1.8% | 4.7% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 1.7% | 14.1% |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 68 | 1.7% | — |
| 14 | KeyBank National Association 63 out of 100, Moderate | 54 | 1.3% | 32.8% |
| 15 | FREEDOM MORTGAGE CORPORATION | 53 | 1.3% | — |
| 16 | 21st Mortgage Corporation | 48 | 1.2% | — |
| 17 | NEWREZ LLC | 43 | 1.1% | — |
| 18 | Broker Solutions, Inc. | 40 | 1.0% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 39 | 1.0% | — |
| 20 | FIGURE LENDING LLC | 38 | 0.9% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 38 | 0.9% | 3.0% |
| 22 | AmeriSave Mortgage Corporation | 37 | 0.9% | — |
| 23 | Loandepot.Com, LLC | 36 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 34 | 0.8% | — |
| 25 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 33 | 0.8% | 35.5% |
| 26 | CARDINAL CREDIT UNION, INC. 57 out of 100, Moderate | 32 | 0.8% | 29.1% |
| 27 | First Commonwealth Bank 65 out of 100, Moderate | 32 | 0.8% | 26.5% |
| 28 | NEW DAY FINANCIAL, LLC | 31 | 0.8% | — |
| 29 | Farm Credit Mid-America | 30 | 0.7% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 0.7% | 32.9% |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 28 | 0.7% | 34.0% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 27 | 0.7% | 32.5% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 27 | 0.7% | — |
| 34 | LIBERTY HOME MORTGAGE CORPORATION | 26 | 0.6% | — |
| 35 | SPRING EQ, LLC | 25 | 0.6% | — |
| 36 | BPL MORTGAGE TRUST, LLC | 25 | 0.6% | — |
| 37 | TAMMAC HOLDINGS CORPORATION | 25 | 0.6% | — |
| 38 | Synergy One Lending, Inc. | 24 | 0.6% | — |
| 39 | Equity Prime Mortgage LLC | 24 | 0.6% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 0.5% | 33.8% |
Top 40 of 229 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps