Ohio · HMDA 2025
Mortgage lenders in Champaign County, OH
182 lenders reported 1,736 home-loan applications in Champaign County in 2025. 873 closed as loans ($152.8M), 364 were denied — a 28.2% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 22% of applications, led by WRIGHT-PATT CREDIT UNION, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,736
- Loans originated
- 873
- Purchase / refinance
- 361 / 310
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Champaign County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 192 | 11.1% | 34.1% |
| 2 | 21st Mortgage Corporation | 94 | 5.4% | — |
| 3 | Rocket Mortgage, LLC | 94 | 5.4% | — |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 64 | 3.7% | 31.6% |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 52 | 3.0% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 50 | 2.9% | 34.0% |
| 8 | NEWREZ LLC | 49 | 2.8% | — |
| 9 | HONDA Federal Credit Union 62 out of 100, Moderate | 48 | 2.8% | 28.0% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 2.6% | — |
| 11 | The Park National Bank 72 out of 100, Strong | 46 | 2.6% | 19.0% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 42 | 2.4% | 39.5% |
| 13 | Mortgage Research Center, LLC | 30 | 1.7% | — |
| 14 | TAMMAC HOLDINGS CORPORATION | 30 | 1.7% | — |
| 15 | Civista Bank 75 out of 100, Strong | 30 | 1.7% | 12.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 30 | 1.7% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 1.5% | — |
| 18 | The Farmers & Merchants State Bank | 26 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.4% | 14.1% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.3% | — |
| 21 | Union Savings Bank 74 out of 100, Strong | 22 | 1.3% | 5.3% |
| 22 | FIGURE LENDING LLC | 21 | 1.2% | — |
| 23 | NFM, INC. | 21 | 1.2% | — |
| 24 | UNION HOME MORTGAGE CORP. | 21 | 1.2% | — |
| 25 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 21 | 1.2% | 34.2% |
| 26 | NATIONSTAR MORTGAGE LLC | 20 | 1.2% | — |
| 27 | AmeriSave Mortgage Corporation | 19 | 1.1% | — |
| 28 | Loandepot.Com, LLC | 18 | 1.0% | — |
| 29 | PLANET HOME LENDING, LLC | 18 | 1.0% | — |
| 30 | SPRING EQ, LLC | 17 | 1.0% | — |
| 31 | HOWARD HANNA FINANCIAL SERVICES, INC. | 17 | 1.0% | — |
| 32 | Broker Solutions, Inc. | 15 | 0.9% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 13 | 0.7% | — |
| 34 | WesBanco Bank, Inc. 66 out of 100, Moderate | 13 | 0.7% | 20.1% |
| 35 | GUARANTEED RATE, INC. | 12 | 0.7% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.6% | 32.9% |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 11 | 0.6% | 33.8% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.6% | — |
| 39 | Cornerstone First Mortgage, Inc | 10 | 0.6% | — |
| 40 | Paramount Residential Mortgage Group, Inc. | 9 | 0.5% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps