Ohio · HMDA 2025
Mortgage lenders in Fairfield County, OH
314 lenders reported 8,758 home-loan applications in Fairfield County in 2025. 4,729 closed as loans ($1.2B), 1,351 were denied — a 21.3% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 14% of applications, led by The Huntington National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,758
- Loans originated
- 4,729
- Purchase / refinance
- 2,294 / 1,391
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fairfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 524 | 6.0% | 31.6% |
| 2 | Rocket Mortgage, LLC | 403 | 4.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 325 | 3.7% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 314 | 3.6% | 34.0% |
| 5 | The Park National Bank 72 out of 100, Strong | 302 | 3.4% | 19.0% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 277 | 3.2% | — |
| 7 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 261 | 3.0% | 34.2% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 258 | 2.9% | 14.1% |
| 9 | UNION HOME MORTGAGE CORP. | 256 | 2.9% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 241 | 2.8% | 39.5% |
| 11 | DHI MORTGAGE COMPANY, LTD. | 239 | 2.7% | — |
| 12 | THE VINTON COUNTY NATIONAL BANK 73 out of 100, Strong | 192 | 2.2% | 14.8% |
| 13 | NFM, INC. | 192 | 2.2% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 180 | 2.1% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 178 | 2.0% | 33.8% |
| 16 | NEWREZ LLC | 163 | 1.9% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 155 | 1.8% | — |
| 18 | Union Savings Bank 74 out of 100, Strong | 151 | 1.7% | 5.3% |
| 19 | LOWER, LLC | 137 | 1.6% | — |
| 20 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 135 | 1.5% | 35.5% |
| 21 | Fairfield Federal Savings and Loan Association of Lancaster 70 out of 100, Strong | 122 | 1.4% | 11.4% |
| 22 | NATIONSTAR MORTGAGE LLC | 119 | 1.4% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 117 | 1.3% | — |
| 24 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 115 | 1.3% | 34.1% |
| 25 | Mortgage Research Center, LLC | 99 | 1.1% | — |
| 26 | NVR Mortgage Finance, Inc. | 91 | 1.0% | — |
| 27 | GUARANTEED RATE, INC. | 83 | 0.9% | — |
| 28 | SPRING EQ, LLC | 82 | 0.9% | — |
| 29 | WesBanco Bank, Inc. 66 out of 100, Moderate | 81 | 0.9% | 20.1% |
| 30 | Coastal Community Bank 35 out of 100, Low | 76 | 0.9% | 3.0% |
| 31 | EQUITY RESOURCES, INC. | 75 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 72 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 71 | 0.8% | — |
| 34 | Fairway Independent Mortgage Corporation | 70 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 68 | 0.8% | — |
| 36 | RAPID MORTGAGE COMPANY | 63 | 0.7% | — |
| 37 | Peoples Bank 67 out of 100, Moderate | 63 | 0.7% | 24.1% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 62 | 0.7% | 32.9% |
| 39 | TELHIO | 62 | 0.7% | — |
| 40 | J. VIRGIL, INC. | 57 | 0.7% | — |
Top 40 of 314 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps