Ohio · HMDA 2025
Mortgage lenders in Fayette County, OH
164 lenders reported 1,365 home-loan applications in Fayette County in 2025. 691 closed as loans ($129.0M), 261 were denied — a 26.3% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 21% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,365
- Loans originated
- 691
- Purchase / refinance
- 330 / 218
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 146 | 10.7% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 84 | 6.2% | 34.0% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 62 | 4.5% | 39.5% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 56 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 54 | 4.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 51 | 3.7% | — |
| 7 | Rocket Mortgage, LLC | 51 | 3.7% | — |
| 8 | Union Savings Bank 74 out of 100, Strong | 43 | 3.2% | 5.3% |
| 9 | The Merchants National Bank | 42 | 3.1% | — |
| 10 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 41 | 3.0% | 34.1% |
| 11 | NEWREZ LLC | 32 | 2.3% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 2.2% | — |
| 13 | Loandepot.Com, LLC | 28 | 2.1% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 24 | 1.8% | — |
| 15 | First State Bank | 23 | 1.7% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.5% | 14.1% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 19 | 1.4% | — |
| 19 | GUARANTEED RATE, INC. | 18 | 1.3% | — |
| 20 | NFM, INC. | 17 | 1.2% | — |
| 21 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 17 | 1.2% | 34.2% |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 16 | 1.2% | 33.8% |
| 23 | AmeriSave Mortgage Corporation | 15 | 1.1% | — |
| 24 | UNION HOME MORTGAGE CORP. | 15 | 1.1% | — |
| 25 | Mortgage Research Center, LLC | 14 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 14 | 1.0% | 3.0% |
| 27 | Paramount Residential Mortgage Group, Inc. | 13 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 29 | LOWER, LLC | 13 | 1.0% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 11 | 0.8% | — |
| 32 | SPRING EQ, LLC | 10 | 0.7% | — |
| 33 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 9 | 0.7% | 42.9% |
| 34 | WesBanco Bank, Inc. 66 out of 100, Moderate | 9 | 0.7% | 20.1% |
| 35 | FIGURE LENDING LLC | 8 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.6% | — |
| 37 | Peoples Bank 67 out of 100, Moderate | 8 | 0.6% | 24.1% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.5% | 32.9% |
| 39 | 21st Mortgage Corporation | 7 | 0.5% | — |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 7 | 0.5% | 19.1% |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps