Ohio · HMDA 2025
Mortgage lenders in Geauga County, OH
244 lenders reported 4,383 home-loan applications in Geauga County in 2025. 2,526 closed as loans ($666.1M), 764 were denied — a 22.4% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 30% of applications, led by The Huntington National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,383
- Loans originated
- 2,526
- Purchase / refinance
- 925 / 879
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Geauga County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 686 | 15.7% | 31.6% |
| 2 | The Middlefield Banking Company | 337 | 7.7% | — |
| 3 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 271 | 6.2% | 35.5% |
| 4 | Rocket Mortgage, LLC | 209 | 4.8% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 200 | 4.6% | 32.5% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 174 | 4.0% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 161 | 3.7% | 34.0% |
| 8 | First National Bank of Pennsylvania 64 out of 100, Moderate | 138 | 3.1% | 26.6% |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 119 | 2.7% | 33.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 102 | 2.3% | 14.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 93 | 2.1% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 73 | 1.7% | — |
| 13 | UNION HOME MORTGAGE CORP. | 61 | 1.4% | — |
| 14 | GUARANTEED RATE, INC. | 59 | 1.3% | — |
| 15 | NVR Mortgage Finance, Inc. | 59 | 1.3% | — |
| 16 | HOWARD HANNA FINANCIAL SERVICES, INC. | 57 | 1.3% | — |
| 17 | NEWREZ LLC | 56 | 1.3% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 55 | 1.3% | 39.5% |
| 19 | First Federal Savings and Loan Association of Lakewood 56 out of 100, Moderate | 51 | 1.2% | 12.5% |
| 20 | NATIONSTAR MORTGAGE LLC | 47 | 1.1% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 47 | 1.1% | 3.0% |
| 22 | Farm Credit Mid-America | 46 | 1.0% | — |
| 23 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 46 | 1.0% | 22.3% |
| 24 | KeyBank National Association 63 out of 100, Moderate | 46 | 1.0% | 32.8% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 45 | 1.0% | 32.9% |
| 26 | Mortgage Research Center, LLC | 43 | 1.0% | — |
| 27 | 21st Mortgage Corporation | 42 | 1.0% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 38 | 0.9% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 32 | 0.7% | — |
| 31 | SPRING EQ, LLC | 31 | 0.7% | — |
| 32 | The Farmers National Bank of Canfield 63 out of 100, Moderate | 31 | 0.7% | 15.7% |
| 33 | Synergy One Lending, Inc. | 26 | 0.6% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 0.5% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.5% | 44.7% |
| 36 | Loandepot.Com, LLC | 21 | 0.5% | — |
| 37 | AmeriSave Mortgage Corporation | 20 | 0.5% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 20 | 0.5% | — |
| 39 | Discover Bank | 19 | 0.4% | — |
| 40 | Ixonia Bank 67 out of 100, Moderate | 19 | 0.4% | 4.7% |
Top 40 of 244 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps