Ohio · HMDA 2025
Mortgage lenders in Guernsey County, OH
157 lenders reported 1,481 home-loan applications in Guernsey County in 2025. 767 closed as loans ($119.6M), 256 were denied — a 24.1% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 26% of applications, led by The Huntington National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,481
- Loans originated
- 767
- Purchase / refinance
- 380 / 243
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Guernsey County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 203 | 13.7% | 31.6% |
| 2 | Peoples Bank 67 out of 100, Moderate | 108 | 7.3% | 24.1% |
| 3 | Rocket Mortgage, LLC | 74 | 5.0% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 64 | 4.3% | 39.5% |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 53 | 3.6% | 33.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 48 | 3.2% | — |
| 7 | FIRST OHIO HOME FINANCE, INC. | 45 | 3.0% | — |
| 8 | The Community Bank 74 out of 100, Strong | 43 | 2.9% | 8.9% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 38 | 2.6% | — |
| 11 | The Park National Bank 72 out of 100, Strong | 38 | 2.6% | 19.0% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 2.4% | — |
| 13 | Broker Solutions, Inc. | 35 | 2.4% | — |
| 14 | WesBanco Bank, Inc. 66 out of 100, Moderate | 35 | 2.4% | 20.1% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 27 | 1.8% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 1.5% | — |
| 18 | Farm Credit Mid-America | 22 | 1.5% | — |
| 19 | Click n' Close, Inc. | 19 | 1.3% | — |
| 20 | NEWREZ LLC | 18 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.2% | 14.1% |
| 22 | J. VIRGIL, INC. | 18 | 1.2% | — |
| 23 | EQUITY RESOURCES, INC. | 14 | 0.9% | — |
| 24 | NFM, INC. | 14 | 0.9% | — |
| 25 | Woodsfield Savings Bank | 13 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 13 | 0.9% | — |
| 27 | NEW DAY FINANCIAL, LLC | 13 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.9% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 12 | 0.8% | 74.7% |
| 30 | Coastal Community Bank 35 out of 100, Low | 12 | 0.8% | 3.0% |
| 31 | PLANET HOME LENDING, LLC | 11 | 0.7% | — |
| 32 | Ixonia Bank 67 out of 100, Moderate | 11 | 0.7% | 4.7% |
| 33 | Loandepot.Com, LLC | 10 | 0.7% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 10 | 0.7% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.6% | 32.9% |
| 36 | SPRING EQ, LLC | 9 | 0.6% | — |
| 37 | Fifth Third Bank, National Association 62 out of 100, Moderate | 9 | 0.6% | 34.0% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.5% | — |
| 39 | GUARANTEED RATE, INC. | 7 | 0.5% | — |
| 40 | AmeriSave Mortgage Corporation | 7 | 0.5% | — |
Top 40 of 157 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps