Ohio · HMDA 2025
Mortgage lenders in Morgan County, OH
98 lenders reported 413 home-loan applications in Morgan County in 2025. 229 closed as loans ($34.4M), 51 were denied — a 17.5% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 27% of applications, led by Peoples Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 413
- Loans originated
- 229
- Purchase / refinance
- 104 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 64 | 15.5% | 24.1% |
| 2 | The First National Bank of McConnelsville | 28 | 6.8% | — |
| 3 | Rocket Mortgage, LLC | 20 | 4.8% | — |
| 4 | North Valley Bank 65 out of 100, Moderate | 15 | 3.6% | 11.9% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 3.1% | — |
| 6 | The Huntington National Bank 59 out of 100, Moderate | 12 | 2.9% | 31.6% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 10 | 2.4% | — |
| 9 | The Waterford Commercial and Savings Bank 83 out of 100, Strong | 10 | 2.4% | 5.8% |
| 10 | NEWREZ LLC | 8 | 1.9% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.9% | — |
| 12 | Broker Solutions, Inc. | 8 | 1.9% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.7% | 14.1% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.7% | — |
| 15 | FIGURE LENDING LLC | 7 | 1.7% | — |
| 16 | PLANET HOME LENDING, LLC | 7 | 1.7% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 1.5% | 33.8% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.5% | — |
| 19 | Click n' Close, Inc. | 6 | 1.5% | — |
| 20 | The Park National Bank 72 out of 100, Strong | 6 | 1.5% | 19.0% |
| 21 | FREEDOM MORTGAGE CORPORATION | 6 | 1.5% | — |
| 22 | NFM, INC. | 6 | 1.5% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 6 | 1.5% | 3.0% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 4 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 4 | 1.0% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.0% | 39.5% |
| 28 | POLARIS HOME FUNDING CORP. | 4 | 1.0% | — |
| 29 | UNION HOME MORTGAGE CORP. | 4 | 1.0% | — |
| 30 | SPRING EQ, LLC | 3 | 0.7% | — |
| 31 | Kiavi Funding, Inc. | 3 | 0.7% | — |
| 32 | Farm Credit Mid-America | 3 | 0.7% | — |
| 33 | LIBERTY HOME MORTGAGE CORPORATION | 3 | 0.7% | — |
| 34 | Bankers' Bank 69 out of 100, Moderate | 3 | 0.7% | 13.0% |
| 35 | T2 FINANCIAL LLC | 3 | 0.7% | — |
| 36 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.7% | — |
| 38 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | 0.7% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.7% | 74.7% |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.7% | — |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps