Ohio · HMDA 2025
Mortgage lenders in Wayne County, OH
223 lenders reported 3,936 home-loan applications in Wayne County in 2025. 2,303 closed as loans ($414.0M), 559 were denied — a 18.7% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 26% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,936
- Loans originated
- 2,303
- Purchase / refinance
- 1,016 / 749
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 505 | 12.8% | 31.6% |
| 2 | The Farmers National Bank of Canfield 63 out of 100, Moderate | 267 | 6.8% | 15.7% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 256 | 6.5% | — |
| 4 | Rocket Mortgage, LLC | 238 | 6.0% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 234 | 5.9% | 33.8% |
| 6 | Main Street Bank Corp | 117 | 3.0% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 115 | 2.9% | 39.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 111 | 2.8% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 2.3% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 83 | 2.1% | 14.1% |
| 11 | UNION HOME MORTGAGE CORP. | 76 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 70 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 67 | 1.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 64 | 1.6% | — |
| 15 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 62 | 1.6% | 35.5% |
| 16 | The Apple Creek Banking Company 70 out of 100, Strong | 59 | 1.5% | 5.6% |
| 17 | FIGURE LENDING LLC | 58 | 1.5% | — |
| 18 | The Commercial and Savings Bank of Millersburg, Ohio 69 out of 100, Moderate | 56 | 1.4% | 5.8% |
| 19 | NATIONSTAR MORTGAGE LLC | 54 | 1.4% | — |
| 20 | NEWREZ LLC | 47 | 1.2% | — |
| 21 | United Trust Bank | 41 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 40 | 1.0% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 39 | 1.0% | 3.0% |
| 24 | The Park National Bank 72 out of 100, Strong | 36 | 0.9% | 19.0% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 35 | 0.9% | 32.5% |
| 26 | PLANET HOME LENDING, LLC | 35 | 0.9% | — |
| 27 | Directions Credit Union, Inc. 68 out of 100, Moderate | 34 | 0.9% | 20.9% |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 34 | 0.9% | 34.0% |
| 29 | Alcova Mortgage LLC | 33 | 0.8% | — |
| 30 | Fairway Independent Mortgage Corporation | 31 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 29 | 0.7% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 0.7% | 32.9% |
| 33 | 21st Mortgage Corporation | 28 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 28 | 0.7% | — |
| 35 | POLARIS HOME FUNDING CORP. | 28 | 0.7% | — |
| 36 | EVERENCE FEDERAL CREDIT UNION 64 out of 100, Moderate | 26 | 0.7% | 30.3% |
| 37 | HOWARD HANNA FINANCIAL SERVICES, INC. | 24 | 0.6% | — |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 0.6% | — |
| 39 | Broker Solutions, Inc. | 23 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 23 | 0.6% | — |
Top 40 of 223 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps